| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
AFYA Overview
Afya Limited, through its subsidiaries, operates as a medical education group in Brazil.
Share Price & News
How has Afya's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: AFYA is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: AFYA's weekly volatility (5%) has been stable over the past year.
Market Performance
7 Day Return
-4.3%
AFYA
0.2%
US Consumer Services
-1.8%
US Market
1 Year Return
-15.9%
AFYA
-54.5%
US Consumer Services
31.5%
US Market
Return vs Industry: AFYA exceeded the US Consumer Services industry which returned -55.5% over the past year.
Return vs Market: AFYA underperformed the US Market which returned 33% over the past year.
Shareholder returns
| AFYA | Industry | Market | |
|---|---|---|---|
| 7 Day | -4.3% | 0.2% | -1.8% |
| 30 Day | 6.6% | 1.8% | -0.9% |
| 90 Day | -22.3% | -28.7% | 0.8% |
| 1 Year | -15.9%-15.9% | -54.4%-54.5% | 33.5%31.5% |
| 3 Year | n/a | -23.7%-26.9% | 57.5%47.8% |
| 5 Year | n/a | 42.5%33.7% | 119.1%95.3% |
Long-Term Price Volatility Vs. Market
How volatile is Afya's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall St
Afya Limited's (NASDAQ:AFYA) Stock Is Going Strong: Is the Market Following Fundamentals?4 months ago | Simply Wall St
If You Had Bought Afya (NASDAQ:AFYA) Stock A Year Ago, You Could Pocket A 15% Gain Today5 months ago | Simply Wall St
Here's Why I Think Afya (NASDAQ:AFYA) Is An Interesting StockAfya Fundamentals Summary
| AFYA fundamental statistics | |
|---|---|
| Market Cap | R$10.59b |
| Earnings (TTM) | R$256.91m |
| Revenue (TTM) | R$1.42b |
41.2x
P/E Ratio7.4x
P/S RatioIs AFYA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AFYA income statement (TTM) | |
|---|---|
| Revenue | R$1.42b |
| Cost of Revenue | R$509.67m |
| Gross Profit | R$911.73m |
| Expenses | R$654.82m |
| Earnings | R$256.91m |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Nov 23, 2021
| Earnings per share (EPS) | 2.76 |
| Gross Margin | 64.14% |
| Net Profit Margin | 18.07% |
| Debt/Equity Ratio | 51.1% |
How did AFYA perform over the long term?
See historical performance and comparisonValuation
Is Afya undervalued compared to its fair value and its price relative to the market?
19.7%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: AFYA ($21.42) is trading below our estimate of fair value ($26.68)
Significantly Below Fair Value: AFYA is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: AFYA is poor value based on its PE Ratio (41.2x) compared to the US Consumer Services industry average (14.3x).
PE vs Market: AFYA is poor value based on its PE Ratio (41.2x) compared to the US market (17.5x).
Price to Earnings Growth Ratio
PEG Ratio: AFYA is poor value based on its PEG Ratio (1.3x)
Price to Book Ratio
PB vs Industry: AFYA is overvalued based on its PB Ratio (3.6x) compared to the US Consumer Services industry average (1.9x).
Future Growth
How is Afya forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
30.7%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AFYA's forecast earnings growth (30.7% per year) is above the savings rate (2%).
Earnings vs Market: AFYA's earnings (30.7% per year) are forecast to grow faster than the US market (14.9% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: AFYA's revenue (12.9% per year) is forecast to grow faster than the US market (9.8% per year).
High Growth Revenue: AFYA's revenue (12.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AFYA's Return on Equity is forecast to be low in 3 years time (18.9%).
Past Performance
How has Afya performed over the past 5 years?
45.0%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AFYA has high quality earnings.
Growing Profit Margin: AFYA's current net profit margins (18.1%) are lower than last year (26.3%).
Past Earnings Growth Analysis
Earnings Trend: AFYA's earnings have grown significantly by 45% per year over the past 5 years.
Accelerating Growth: AFYA's earnings growth over the past year (0.1%) is below its 5-year average (45% per year).
Earnings vs Industry: AFYA earnings growth over the past year (0.1%) underperformed the Consumer Services industry 35.4%.
Return on Equity
High ROE: AFYA's Return on Equity (9.1%) is considered low.
Financial Health
How is Afya's financial position?
Financial Position Analysis
Short Term Liabilities: AFYA's short term assets (R$1.8B) exceed its short term liabilities (R$702.7M).
Long Term Liabilities: AFYA's short term assets (R$1.8B) do not cover its long term liabilities (R$2.3B).
Debt to Equity History and Analysis
Debt Level: AFYA's debt to equity ratio (51.1%) is considered high.
Reducing Debt: Insufficient data to determine if AFYA's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: AFYA's debt is well covered by operating cash flow (32.6%).
Interest Coverage: AFYA's interest payments on its debt are well covered by EBIT (5x coverage).
Balance Sheet
Dividend
What is Afya current dividend yield, its reliability and sustainability?
0.67%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate AFYA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate AFYA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if AFYA's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if AFYA's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of AFYA's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.2yrs
Average management tenure
CEO
Virgilio Deloy Gibbon (45 yo)
2.17yrs
Tenure
Mr. Virgilio Deloy Capobianco Gibbon is Chief Executive Officer of Afya Limited since July 2019. He has been the Chief Executive Officer of Afya Brazil since August 2016. Prior to joining us, he was Chief...
Leadership Team
Experienced Management: AFYA's management team is considered experienced (2.2 years average tenure).
Board Members
Experienced Board: AFYA's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Afya Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Afya Limited
- Ticker: AFYA
- Exchange: NasdaqGS
- Founded: 1999
- Industry: Education Services
- Sector: Consumer Services
- Market Cap: US$1.995b
- Shares outstanding: 93.15m
- Website: https://www.afya.com.br
Number of Employees
Location
- Afya Limited
- Alameda Oscar Niemeyer, No. 119
- Room 502, 504, 1,501 and 1,503
- Nova Lima
- Minas Gerais
- Brazil
Listings
Biography
Afya Limited, through its subsidiaries, operates as a medical education group in Brazil. The company provides educational products and services, including medical schools, medical residency preparatory cou...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/09/22 00:24 |
| End of Day Share Price | 2021/09/21 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.