Market Cap
US$2.5b
Last Updated
2020/11/30 23:51 UTC
Data Sources
Company Financials +
Executive Summary
Afya Limited, through its subsidiaries, operates as a medical education group in Brazil. More Details
Rewards
Risk Analysis
Snowflake Analysis
Excellent balance sheet with reasonable growth potential.
Similar Companies
Share Price & News
How has Afya's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: AFYA is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: AFYA's weekly volatility (6%) has been stable over the past year.
Market Performance
7 Day Return
-4.4%
AFYA
-1.2%
US Consumer Services
1.3%
US Market
1 Year Return
-9.8%
AFYA
34.8%
US Consumer Services
21.0%
US Market
Return vs Industry: AFYA underperformed the US Consumer Services industry which returned 36.2% over the past year.
Return vs Market: AFYA underperformed the US Market which returned 20.9% over the past year.
Shareholder returns
| AFYA | Industry | Market | |
|---|---|---|---|
| 7 Day | -4.4% | -1.2% | 1.3% |
| 30 Day | 10.5% | 6.7% | 12.1% |
| 90 Day | 4.1% | -1.5% | 4.8% |
| 1 Year | -9.8%-9.8% | 35.2%34.8% | 23.7%21.0% |
| 3 Year | n/a | 65.0%58.8% | 46.6%36.8% |
| 5 Year | n/a | 245.2%219.9% | 94.6%73.2% |
Long-Term Price Volatility Vs. Market
How volatile is Afya's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 weeks ago | Simply Wall St
Afya (NASDAQ:AFYA) Has A Rock Solid Balance Sheet1 month ago | Simply Wall St
Does Afya (NASDAQ:AFYA) Deserve A Spot On Your Watchlist?2 months ago | Simply Wall St
The Afya (NASDAQ:AFYA) Share Price Is Up 12% And Shareholders Are Holding OnValuation
Is Afya undervalued compared to its fair value and its price relative to the market?
50.18x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: AFYA ($26.52) is trading above our estimate of fair value ($10.03)
Significantly Below Fair Value: AFYA is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: AFYA is poor value based on its PE Ratio (50.2x) compared to the US Consumer Services industry average (23.4x).
PE vs Market: AFYA is poor value based on its PE Ratio (50.2x) compared to the US market (19.7x).
Price to Earnings Growth Ratio
PEG Ratio: AFYA is poor value based on its PEG Ratio (2.1x)
Price to Book Ratio
PB vs Industry: AFYA is overvalued based on its PB Ratio (5.1x) compared to the US Consumer Services industry average (2.2x).
Next Steps
Future Growth
How is Afya forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
24.3%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AFYA's forecast earnings growth (24.3% per year) is above the savings rate (2.2%).
Earnings vs Market: AFYA's earnings (24.3% per year) are forecast to grow faster than the US market (22% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: AFYA's revenue (19.8% per year) is forecast to grow faster than the US market (10.3% per year).
High Growth Revenue: AFYA's revenue (19.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AFYA's Return on Equity is forecast to be low in 3 years time (18.2%).
Next Steps
Past Performance
How has Afya performed over the past 5 years?
141.0%
Last years earnings growth
Earnings and Revenue History
Quality Earnings: AFYA has high quality earnings.
Growing Profit Margin: AFYA's current net profit margins (26.3%) are higher than last year (20.4%).
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if AFYA's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare AFYA's past year earnings growth to its 5-year average.
Earnings vs Industry: AFYA earnings growth over the past year (141%) exceeded the Consumer Services industry 11.9%.
Return on Equity
High ROE: AFYA's Return on Equity (10.1%) is considered low.
Next Steps
Financial Health
How is Afya's financial position?
Financial Position Analysis
Short Term Liabilities: AFYA's short term assets (R$1.3B) exceed its short term liabilities (R$462.5M).
Long Term Liabilities: AFYA's short term assets (R$1.3B) exceed its long term liabilities (R$728.1M).
Debt to Equity History and Analysis
Debt Level: AFYA's debt to equity ratio (5.3%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if AFYA's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: AFYA's debt is well covered by operating cash flow (271.6%).
Interest Coverage: AFYA earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
Next Steps
Dividend
What is Afya current dividend yield, its reliability and sustainability?
0.96%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate AFYA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate AFYA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if AFYA's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if AFYA's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of AFYA's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
1.3yrs
Average management tenure
CEO
Virgilio Deloy Gibbon (44 yo)
1.33yrs
Tenure
Mr. Virgilio Deloy Capobianco Gibbon is Chief Executive Officer of Afya Limited since July 2019. He has been the Chief Executive Officer of Afya Brazil since August 2016. Prior to joining us, he was Chief ...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chief Executive Officer | 1.33yrs | no data | 0.71% R$ 17.5m | |
| Chief Financial Officer | 0.58yr | no data | no data | |
| Investor Relations Executive Manager | no data | no data | no data | |
| Vice President of Continuing Education & Innovation | 1.33yrs | no data | 0.17% R$ 4.1m |
1.3yrs
Average Tenure
47yo
Average Age
Experienced Management: AFYA's management team is not considered experienced ( 1.3 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Director | 1.33yrs | no data | no data | |
| Director | 1.33yrs | no data | no data | |
| Independent Director | 1.33yrs | no data | no data | |
| Chairman | 1.33yrs | no data | 25.53% R$ 631.1m | |
| Director | 1.33yrs | no data | 2.73% R$ 67.5m | |
| Director | 1.33yrs | no data | no data | |
| Director | 1.33yrs | no data | no data | |
| Non-Independent Director | 1.25yrs | no data | no data | |
| Independent Director | 0.25yr | no data | no data | |
| Independent Director | 0.33yr | no data | no data | |
| Independent Director | 0.25yr | no data | no data |
1.3yrs
Average Tenure
43yo
Average Age
Experienced Board: AFYA's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.9%.
Top Shareholders
Company Information
Afya Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Afya Limited
- Ticker: AFYA
- Exchange: NasdaqGS
- Founded: 1999
- Industry: Education Services
- Sector: Consumer Services
- Market Cap: US$2.472b
- Shares outstanding: 93.20m
- Website: https://www.afya.com.br
Number of Employees
Location
- Afya Limited
- No. 119, Alameda Oscar Niemeyer
- Rooms 502, 504, 1,501 and 1,503
- Nova Lima
- Minas Gerais
- Brazil
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| AFYA | NasdaqGS (Nasdaq Global Select) | Yes | Class A Common Stock | US | USD | Jul 2019 |
| 1AY | DB (Deutsche Boerse AG) | Yes | Class A Common Stock | DE | EUR | Jul 2019 |
Biography
Afya Limited, through its subsidiaries, operates as a medical education group in Brazil. The company provides educational products and services, including medical schools, medical residency preparatory cou...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/11/30 23:51 |
| End of Day Share Price | 2020/11/30 00:00 |
| Earnings | 2020/06/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.