WVS Financial Balance Sheet Health
Financial Health criteria checks 3/6
WVS Financial has total assets of $355.5M and total equity of $38.6M. Total deposits are $156.0M, and total loans are $85.9M.
Key information
9.2x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | US$155.96m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$17.89m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WVFC's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: Insufficient data to determine if WVFC has a sufficient allowance for bad loans.
Low Risk Liabilities: 51% of WVFC's liabilities are made up of primarily higher risk sources of funding.
Loan Level: WVFC has an appropriate level of Loans to Assets ratio (24%).
Low Risk Deposits: WVFC's Loans to Deposits ratio (55%) is appropriate.
Level of Bad Loans: Insufficient data to determine if WVFC has an appropriate level of bad loans.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/09 12:04 |
| End of Day Share Price | 2026/08/07 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
WVS Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.