1867 Western Financial
Market Cap
US$0
Last Updated
2019/08/20 00:26 UTC
Data Sources
Company Financials
Executive Summary
1867 Western Financial Corporation offers banking products and services.
Snowflake
Fundamentals
Weak fundamentals or lack of information.
Risks
- No data on 1867 Western Financial's last earnings update.
- 1867 Western Financial is not covered by any analysts.
- No market cap data available for 1867 Western Financial.
Share Price & News
How has 1867 Western Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
0%
OTCPK:WFCL
0.3%
US Banks
0.9%
US Market
1 Year Return
-5.6%
OTCPK:WFCL
-13.6%
US Banks
0.3%
US Market
WFCL outperformed the Banks industry which returned -14.2% over the past year.
WFCL underperformed the Market in United States of America which returned -0.5% over the past year.
Share holder returns
| WFCL | Industry | Market | |
|---|---|---|---|
| 7 Day | 0% | 0.3% | 0.9% |
| 30 Day | 0% | -5.1% | -1.9% |
| 90 Day | 0% | -3.5% | 1.6% |
| 1 Year | -5.6%-5.6% | -11.2%-13.6% | 2.6%0.3% |
| 3 Year | 146.4%146.4% | 43.6%33.7% | 41.0%31.8% |
| 5 Year | 198.2%198.2% | 53.7%37.0% | 55.2%38.0% |
Price Volatility Vs. Market
How volatile is 1867 Western Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is 1867 Western Financial undervalued based on future cash flows and its price relative to the stock market?
In this section, we usually try to help investors determine whether 1867 Western Financial is trading at an attractive price based on the cash flow it is expected to produce in the future. But as 1867 Western Financial has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.
This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.
Next Steps
- Take a look at our analysis of WFCL’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through 1867 Western Financial regulatory filings here.
- Explore potentially undervalued companies in the Banks industry.
Future Growth
How is 1867 Western Financial expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
1.8%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as 1867 Western Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Take a look at our analysis of WFCL’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access 1867 Western Financial's filings and announcements here.
- Explore growth companies in the Banks industry.
Past Performance
How has 1867 Western Financial performed over the past 5 years?
0.2%
Historical Banks annual earnings growth
In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, 1867 Western Financial has not provided sufficient past data to assess its track record.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.
Next Steps
- When a company lacks a financial track record, its management’s track record becomes important. Corporate governance also plays an important role in a young business as board members are seen as highly-experienced leaders to help steer the company into the future. Take a look at 1867 Western Financial's' management and board experience and expertise to assess their ability to deliver on their strategic promises.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access 1867 Western Financial's filings and announcements here.
- Explore strong past performing companies in the Banks industry.
Financial Health
How is 1867 Western Financial's financial position? (This company is analysed differently as a bank or financial institution)
In this section we usually analyse 1867 Western Financial's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. 1867 Western Financial has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.
Next Steps
- Take a look at our analysis of WFCL’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
- Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when 1867 Western Financial's financial data was last updated here.
- Explore more healthy companies in the Banks industry.
Dividend
What is 1867 Western Financial's current dividend yield, its reliability and sustainability?
Dividend Yield and Payments Analysis
Unable to evaluate 1867 Western Financial's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
Unable to evaluate 1867 Western Financial's dividend against the top 25% market benchmark as the company has not reported any payouts.
Unable to perform a dividend volatility check as 1867 Western Financial has not reported any payouts.
Unable to verify if 1867 Western Financial's dividend has been increasing as the company has not reported any payouts.
Current Payout to Shareholders
Unable to calculate sustainability of dividends as 1867 Western Financial has not reported any payouts.
Future Payout to Shareholders
Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
Next Steps
Management
What is the CEO of 1867 Western Financial's salary, the management and board of directors tenure and is there insider trading?
4.6yrs
Average board tenure
CEO
Douglass Eberhardt 0
0.8yrs
Tenure
Mr. Douglass M. Eberhardt, II serves as Chairman and Chief Executive Officer of Bank of Stockton and 1867 Western Financial Corporation since November 2018. Mr. Eberhardt served as Executive Vice President ...
Board Age and Tenure
4.6yrs
Average Tenure
The tenure for the 1867 Western Financial board of directors is about average.
Insider Trading
No 3 month open market individual insider trading information.
Ownership Breakdown
Management Team
Douglass Eberhardt
Chairman
- Tenure: 0.8yrs
John Dentoni
VP & CFO
- Tenure: 0.0yrs
Angela Brusa
Chief Marketing Officer
- Tenure: 0.0yrs
Daniel Fargo
Senior Trust Officer
- Tenure: 0.0yrs
Board Members
Mary Eberhardt-Sandstrom
Director
- Tenure: 0.0yrs
Thomas Shaffer
Vice Chairman of the Board
- Tenure: 4.6yrs
Bernard Caldwell
Director
- Tenure: 0.0yrs
Douglass Eberhardt
Chairman
- Tenure: 0.8yrs
Timothy Hachman
Director
- Tenure: 0.0yrs
Robert McHugh
Director
- Tenure: 0.0yrs
Philip Berolzheimer
Director
- Tenure: 0.0yrs
Gregory Bensch
Director
- Tenure: 4.6yrs
Company Information
1867 Western Financial Corporation's company bio, employee growth, exchange listings and data sources
Key Information
- Name: 1867 Western Financial Corporation
- Ticker: WFCL
- Exchange: OTCPK
- Founded: 1989
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: US$0
- Shares outstanding: 0
- Website: https://www.bankofstockton.com
Location
- 1867 Western Financial Corporation
- 301 East Miner Avenue
- Stockton
- California
- 95202
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| WFCL | OTCPK (Pink Sheets LLC) | Yes | COM | US | USD | Apr 2012 |
Biography
1867 Western Financial Corporation offers banking products and services. The company offers demand deposits and interest and non-interest bearing time and savings deposits. The bank's deposits include jumb ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/20 00:26 |
| End of Day Share Price | 2019/07/02 00:00 |
| Earnings | N/A |
| Annual Earnings | N/A |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.