WFCL Stock Overview
1867 Western Financial Corporation operates as the bank holding company for Bank of Stockton that provides various banking products and services.
1867 Western Financial Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$8,000.00|
|52 Week High||US$9,450.00|
|52 Week Low||US$7,958.00|
|1 Month Change||-1.23%|
|3 Month Change||n/a|
|1 Year Change||-5.88%|
|3 Year Change||-5.88%|
|5 Year Change||75.44%|
|Change since IPO||216.83%|
Recent News & Updates
|WFCL||US Banks||US Market|
Return vs Industry: WFCL exceeded the US Banks industry which returned -19.9% over the past year.
Return vs Market: WFCL exceeded the US Market which returned -12.9% over the past year.
|WFCL Average Weekly Movement||n/a|
|Banks Industry Average Movement||4.0%|
|Market Average Movement||7.8%|
|10% most volatile stocks in US Market||16.8%|
|10% least volatile stocks in US Market||2.9%|
Stable Share Price: Insufficient data to determine WFCL's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine WFCL's volatility change over the past year.
About the Company
1867 Western Financial Corporation operates as the bank holding company for Bank of Stockton that provides various banking products and services. It offers checking, savings, and money market accounts; certificates of deposit; and debit and credit cards. The company also provides home, vehicle, personal, term, real estate, and agricultural loans; and construction lending, home equity lines of credit, revolving lines of credit, home refinancing, and overdraft protection services.
1867 Western Financial Fundamentals Summary
|WFCL fundamental statistics|
Is WFCL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|WFCL income statement (TTM)|
|Cost of Revenue||US$0|
Last Reported Earnings
Next Earnings Date
|Earnings per share (EPS)||0|
|Net Profit Margin||0.00%|
How did WFCL perform over the long term?See historical performance and comparison
Is 1867 Western Financial undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
In this section, we usually try to help investors determine whether 1867 Western Financial is trading at an attractive price based on the cash flow it is expected to produce in the future. But as 1867 Western Financial has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.
This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.
How is 1867 Western Financial forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as 1867 Western Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has 1867 Western Financial performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical Banks annual earnings growth
In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, 1867 Western Financial has not provided sufficient past data to assess its track record.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.
How is 1867 Western Financial's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score0/6
Financial Health Score 0/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
In this section we usually analyse 1867 Western Financial's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. 1867 Western Financial has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.
What is 1867 Western Financial current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate WFCL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate WFCL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if WFCL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if WFCL's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of WFCL's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Douglass M. Eberhardt, II serves as Chairman and Chief Executive Officer of Bank of Stockton and 1867 Western Financial Corporation since November 2018. Mr. Eberhardt serves as president of 1867 Wester...
Experienced Board: WFCL's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.
1867 Western Financial Corporation's employee growth, exchange listings and data sources
- Name: 1867 Western Financial Corporation
- Ticker: WFCL
- Exchange: OTCPK
- Founded: 1989
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: US$0
- Shares outstanding: 0
- Website: https://www.bankofstockton.com
- 1867 Western Financial Corporation
- 301 East Miner Avenue
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/21 00:00|
|End of Day Share Price||2022/04/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.