UniCredit Balance Sheet Health

Financial Health criteria checks 4/6

UniCredit has total assets of €803.5B and total equity of €63.9B. Total deposits are €580.5B, and total loans are €492.2B.

Key information

12.6x

Asset to equity ratio

n/a

Net interest margin

Total deposits	€580.48b
Loan to deposit ratio	Appropriate
Bad loans	2.4%
Allowance for bad loans	Low
Current ratio	Low
Cash & equivalents	€95.77b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: UNCF.F's Assets to Equity ratio (12.6x) is moderate.

Allowance for Bad Loans: UNCF.F has a low allowance for bad loans (84%).

Low Risk Liabilities: 78% of UNCF.F's liabilities are made up of primarily low risk sources of funding.

Loan Level: UNCF.F has an appropriate level of Loans to Assets ratio (61%).

Low Risk Deposits: UNCF.F's Loans to Deposits ratio (85%) is appropriate.

Level of Bad Loans: UNCF.F has a high level of bad loans (2.4%).

UniCredit Balance Sheet Health

Financial Health criteria checks 4/6

Key information

Recent financial health updates

Recent updates

UniCredit S.p.A. completed the acquisition of 90.1% stake in Alpha Bank Romania SA from Alpha Holdings Single Member S.A.

German Chancellor Opposes Commerzbank Takeover

UniCredit S.p.A. (BIT:UCG) agreed to acquire remaining 51% stake in CNP UniCredit Vita S.p.A. from CNP Assurances SA.

UniCredit S.p.A. (BIT:UCG) acquired an additional 11.50% stake in Commerzbank AG (XTRA:CBK).

Commerzbank Reportedly Open to Tie-Up Talks with UniCredit

UniCredit S.p.A. (BIT:UCG) entered into a binding agreement to acquire Aion S.A and Vodeno Sp. z o.o. for €370 million.

UniCredit S.p.A.agreed to acquire majority stake in Alpha Bank Romania SA.

UniCredit and Rockefeller Asset Management Launch Onemarkets Rockefeller Global Innovation Equity Fund

UniCredit S.p.A. to Report Fiscal Year 2023 Results on Feb 29, 2024

UniCredit S.p.A., Annual General Meeting, Apr 12, 2024

UniCredit Bids to Buy Stake in Alpha Bank

UniCredit S.p.A., Annual General Meeting, Oct 27, 2023

Unicredit S.P.A. Announces Executive Changes

UniCredit S.p.A. Provides Earnings Guidance for the Year 2023

UniCredit S.p.A. to Report Q4, 2022 Results on Jan 30, 2023

UniCredit S.p.A., Annual General Meeting, Mar 31, 2023

UniCredit S.p.A. to Report Q3, 2023 Results on Oct 25, 2023

UniCredit Reassesses Potential Acquisition of Monte dei Paschi di Siena

Credit Factor SpA and KRUK Spólka Akcyjna (WSE:KRU) reached an agreement to acquire Non-performing unsecured individual credit portfolio, in Italy from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A. to Report Fiscal Year 2022 Results on Jan 30, 2023

CNP Assurances SA completed the acquisition of remaining 49% of CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A., Annual General Meeting, Sep 14, 2022

CNP Assurances SA signed a share purchase agreement to acquire 49% stakes in CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG) for 500 million.

UniCredit Reportedly Considers Russia Exit that it Can Reverse After the War

illimity Bank S.p.A. (BIT:ILTY) reached an agreement to acquire Italian non-performing loans portfolio from UniCredit S.p.A. (BIT:UCG).

UniCredit Announces Executive Changes

UniCredit and Commerzbank Postpone Merger Talks

UniCredit Withdraws from A Possible Deal to Take over Otkritie Bank

Update on UniCredit and Otkritie Bank Potential Acquisition

UniCredit Reportedly Among Suitors for Russia's Otkritie Bank

Italy, UniCredit Reportedly to Extend Talks over Monte dei Paschi Sale

MBCredit Solutions S.p.A. and KRUK Spólka Akcyjna (WSE:KRU) entered into an agreement to acquire Unsecured Individual Non-Performing Credit Portfolio of UniCredit from UniCredit S.p.A. (BIT:UCG).

Kruk Investimenti S. R. L., and UniCredit S.p.A. (BIT:UCG) agreed to acquire €304 million Italian debt portfolios.

An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG).

UniCredit Provides Earnings Guidance for the Full Year 2021

UniCredit S.p.A. Announces Executive Changes

UniCredit S.p.A., Annual General Meeting, Apr 15, 2021

Monte dei Paschi to Open Books to Potential Partners

UniCredit's Italian Investors Reportedly Opposed to Monte Dei Paschi Deal

AS Citadele banka completed the acquisition of SIA Unicredit Leasing from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A. to Report Q1, 2021 Results on May 05, 2021

UniCcredit Reportedly Working with Strategic Advisers on Updated Plans

UniCredit S.p.A. Announces Executive Changes, Effective December 1, 2020

Banca Monte dei Paschi Not Involved in Talks over Sale of Treasury's Stake

Aviva Reportedly in Talks for Piecemeal Sale of Italy Business

Italy Reportedly Discusses Possible Monte Paschi Stake Sale with UniCredit

UniCredit Reportedly Looks to Sell German Leasing, Wealthcap Businesses

UniCredit S.p.A. (BIT:UCG) completed the acquisition of 32.5% stake in La Villata Spa Immobiliare Di Investimento E Sviluppo from majority shareholders.

Barclays Bank PLC, Guber Banca SpA and Banca IFIS S.p.A. (BIT:IF) acquired an Italian Small Medium Enterprise Unsecured Non-Performing Loans Portfolio from UniCredit S.p.A. (BIT:UCG).

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Discover healthy companies