UniCredit (OTCPK:UNCF.F) - Stock Price, News & Analysis

UNCF.F Stock Overview

Provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. More details

UNCF.F fundamental analysis
Snowflake Score
Valuation	6/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 43.9% below our estimate of its fair value

Earnings grew by 15% over the past year

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 22.7%

Risk Analysis

Earnings are forecast to decline by an average of 4.1% per year for the next 3 years

Unstable dividend track record

UniCredit S.p.A. Competitors

U.S. Bancorp

NYSE:USB

US$81.9b

PNC Financial Services Group

NYSE:PNC

US$83.4b

Nu Holdings

NYSE:NU

US$64.4b

Fifth Third Bancorp

NasdaqGS:FITB

US$31.6b

Price History & Performance

Summary of all time highs, changes and price drops for UniCredit
Historical stock prices
Current Share Price	€40.17
52 Week High	€47.32
52 Week Low	€26.16
Beta	1.42
11 Month Change	-8.70%
3 Month Change	-1.96%
1 Year Change	45.71%
33 Year Change	229.28%
5 Year Change	190.47%
Change since IPO	-15.25%

Recent updates

Shareholder Returns

	UNCF.F	US Banks	US Market
7D	-6.7%	1.8%	2.2%
1Y	45.7%	57.8%	31.7%

Return vs Industry: UNCF.F underperformed the US Banks industry which returned 57.8% over the past year.

Return vs Market: UNCF.F exceeded the US Market which returned 31.7% over the past year.

Price Volatility

Is UNCF.F's price volatile compared to industry and market?
UNCF.F volatility
UNCF.F Average Weekly Movement	5.4%
Banks Industry Average Movement	5.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: UNCF.F has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UNCF.F's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1870	69,454	Andrea Orcel	www.unicreditgroup.eu

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services.

UniCredit S.p.A. Fundamentals Summary

How do UniCredit's earnings and revenue compare to its market cap?
UNCF.F fundamental statistics
Market cap	US$61.08b
Earnings (TTM)	US$10.82b
Revenue (TTM)	US$24.99b

5.6x

P/E Ratio

0.9x

P/B Ratio

Is UNCF.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNCF.F income statement (TTM)
Revenue	€24.00b
Cost of Revenue	€0
Gross Profit	€24.00b
Other Expenses	€13.61b
Earnings	€10.39b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	6.74
Gross Margin	100.00%
Net Profit Margin	43.28%
Debt/Equity Ratio	184.1%

How did UNCF.F perform over the long term?

See historical performance and comparison

Dividends

4.7%

Current Dividend Yield

31%

Payout Ratio

UNCF.F Stock Overview

Rewards

Risk Analysis

UniCredit S.p.A. Competitors

NYSE:USB

US$81.9b

NYSE:PNC

US$83.4b

NYSE:NU

US$64.4b

NasdaqGS:FITB

US$31.6b

Price History & Performance

Recent News & Updates

UniCredit S.p.A. completed the acquisition of 90.1% stake in Alpha Bank Romania SA from Alpha Holdings Single Member S.A.

German Chancellor Opposes Commerzbank Takeover

UniCredit S.p.A. (BIT:UCG) agreed to acquire remaining 51% stake in CNP UniCredit Vita S.p.A. from CNP Assurances SA.

UniCredit S.p.A. (BIT:UCG) acquired an additional 11.50% stake in Commerzbank AG (XTRA:CBK).

Commerzbank Reportedly Open to Tie-Up Talks with UniCredit

UniCredit S.p.A. (BIT:UCG) entered into a binding agreement to acquire Aion S.A and Vodeno Sp. z o.o. for €370 million.

Recent updates

UniCredit S.p.A. completed the acquisition of 90.1% stake in Alpha Bank Romania SA from Alpha Holdings Single Member S.A.

German Chancellor Opposes Commerzbank Takeover

UniCredit S.p.A. (BIT:UCG) agreed to acquire remaining 51% stake in CNP UniCredit Vita S.p.A. from CNP Assurances SA.

UniCredit S.p.A. (BIT:UCG) acquired an additional 11.50% stake in Commerzbank AG (XTRA:CBK).

Commerzbank Reportedly Open to Tie-Up Talks with UniCredit

UniCredit S.p.A. (BIT:UCG) entered into a binding agreement to acquire Aion S.A and Vodeno Sp. z o.o. for €370 million.

UniCredit S.p.A.agreed to acquire majority stake in Alpha Bank Romania SA.

UniCredit and Rockefeller Asset Management Launch Onemarkets Rockefeller Global Innovation Equity Fund

UniCredit S.p.A. to Report Fiscal Year 2023 Results on Feb 29, 2024

UniCredit S.p.A., Annual General Meeting, Apr 12, 2024

UniCredit Bids to Buy Stake in Alpha Bank

UniCredit S.p.A., Annual General Meeting, Oct 27, 2023

Unicredit S.P.A. Announces Executive Changes

UniCredit S.p.A. Provides Earnings Guidance for the Year 2023

UniCredit S.p.A. to Report Q4, 2022 Results on Jan 30, 2023

UniCredit S.p.A., Annual General Meeting, Mar 31, 2023

UniCredit S.p.A. to Report Q3, 2023 Results on Oct 25, 2023

UniCredit Reassesses Potential Acquisition of Monte dei Paschi di Siena

Credit Factor SpA and KRUK Spólka Akcyjna (WSE:KRU) reached an agreement to acquire Non-performing unsecured individual credit portfolio, in Italy from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A. to Report Fiscal Year 2022 Results on Jan 30, 2023

CNP Assurances SA completed the acquisition of remaining 49% of CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A., Annual General Meeting, Sep 14, 2022

CNP Assurances SA signed a share purchase agreement to acquire 49% stakes in CNP Vita Assicura S.p.A. from UniCredit S.p.A. (BIT:UCG) for 500 million.

UniCredit Reportedly Considers Russia Exit that it Can Reverse After the War

illimity Bank S.p.A. (BIT:ILTY) reached an agreement to acquire Italian non-performing loans portfolio from UniCredit S.p.A. (BIT:UCG).

UniCredit Announces Executive Changes

UniCredit and Commerzbank Postpone Merger Talks

UniCredit Withdraws from A Possible Deal to Take over Otkritie Bank

Update on UniCredit and Otkritie Bank Potential Acquisition

UniCredit Reportedly Among Suitors for Russia's Otkritie Bank

Italy, UniCredit Reportedly to Extend Talks over Monte dei Paschi Sale

MBCredit Solutions S.p.A. and KRUK Spólka Akcyjna (WSE:KRU) entered into an agreement to acquire Unsecured Individual Non-Performing Credit Portfolio of UniCredit from UniCredit S.p.A. (BIT:UCG).

Kruk Investimenti S. R. L., and UniCredit S.p.A. (BIT:UCG) agreed to acquire €304 million Italian debt portfolios.

An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG).

UniCredit Provides Earnings Guidance for the Full Year 2021

UniCredit S.p.A. Announces Executive Changes

UniCredit S.p.A., Annual General Meeting, Apr 15, 2021

Monte dei Paschi to Open Books to Potential Partners

UniCredit's Italian Investors Reportedly Opposed to Monte Dei Paschi Deal

AS Citadele banka completed the acquisition of SIA Unicredit Leasing from UniCredit S.p.A. (BIT:UCG).

UniCredit S.p.A. to Report Q1, 2021 Results on May 05, 2021

UniCcredit Reportedly Working with Strategic Advisers on Updated Plans

UniCredit S.p.A. Announces Executive Changes, Effective December 1, 2020

Banca Monte dei Paschi Not Involved in Talks over Sale of Treasury's Stake

Aviva Reportedly in Talks for Piecemeal Sale of Italy Business

Italy Reportedly Discusses Possible Monte Paschi Stake Sale with UniCredit

UniCredit Reportedly Looks to Sell German Leasing, Wealthcap Businesses

UniCredit S.p.A. (BIT:UCG) completed the acquisition of 32.5% stake in La Villata Spa Immobiliare Di Investimento E Sviluppo from majority shareholders.

Barclays Bank PLC, Guber Banca SpA and Banca IFIS S.p.A. (BIT:IF) acquired an Italian Small Medium Enterprise Unsecured Non-Performing Loans Portfolio from UniCredit S.p.A. (BIT:UCG).