Touchmark Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
Touchmark Bancshares has total assets of $504.9M and total equity of $71.9M. Total deposits are $424.3M, and total loans are $431.3M.
Key information
7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$424.34m |
Loan to deposit ratio | Appropriate |
Bad loans | 4.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$45.20m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TMAK's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: TMAK has a low allowance for bad loans (23%).
Low Risk Liabilities: 98% of TMAK's liabilities are made up of primarily low risk sources of funding.
Loan Level: TMAK has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: TMAK's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: TMAK has a high level of bad loans (4.7%).