Touchmark Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
Touchmark Bancshares has total assets of $465.0M and total equity of $74.8M. Total deposits are $382.6M, and total loans are $405.9M.
Key information
6.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$382.64m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.7% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | US$55.49m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TMAK's Assets to Equity ratio (6.2x) is low.
Allowance for Bad Loans: TMAK has a low allowance for bad loans (23%).
Low Risk Liabilities: 98% of TMAK's liabilities are made up of primarily low risk sources of funding.
Loan Level: TMAK has an appropriate level of Loans to Assets ratio (87%).
Low Risk Deposits: TMAK's Loans to Deposits ratio (106%) is appropriate.
Level of Bad Loans: TMAK has a high level of bad loans (4.7%).