OTCPK:SUTN.Y

Stock Analysis Report

Sumitomo Mitsui Trust Holdings

Executive Summary

Sumitomo Mitsui Trust Holdings, Inc. operates as a trust bank in Japan and internationally.

Snowflake

Fundamentals

Excellent balance sheet average dividend payer.

Share Price & News

How has Sumitomo Mitsui Trust Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-2.4%

OTCPK:SUTN.Y

0.3%

US Banks

0.9%

US Market


1 Year Return

-19.1%

OTCPK:SUTN.Y

-13.6%

US Banks

0.3%

US Market

SUTN.Y underperformed the Banks industry which returned -14.2% over the past year.

SUTN.Y underperformed the Market in United States of America which returned -0.5% over the past year.


Share holder returns

SUTN.YIndustryMarket
7 Day-2.4%0.3%0.9%
30 Day-11.0%-5.1%-1.9%
90 Day-10.0%-3.5%1.6%
1 Year-19.1%-19.1%-11.2%-13.6%2.6%0.3%
3 Year-3.9%-3.9%43.6%33.7%41.0%31.8%
5 Year-21.6%-21.6%53.7%37.0%55.2%38.0%

Price Volatility Vs. Market

How volatile is Sumitomo Mitsui Trust Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Sumitomo Mitsui Trust Holdings undervalued based on future cash flows and its price relative to the stock market?

7.57x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Sumitomo Mitsui Trust Holdings's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Sumitomo Mitsui Trust Holdings's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Sumitomo Mitsui Trust Holdings is good value based on earnings compared to the US Banks industry average.

Sumitomo Mitsui Trust Holdings is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Sumitomo Mitsui Trust Holdings is poor value based on expected growth next year.


Price Based on Value of Assets

Sumitomo Mitsui Trust Holdings is good value based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is Sumitomo Mitsui Trust Holdings expected to perform in the next 1 to 3 years based on estimates from 12 analysts?

2.9%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Sumitomo Mitsui Trust Holdings's revenue is expected to decrease over the next 1-3 years, this is not considered high growth.

Sumitomo Mitsui Trust Holdings's earnings are expected to grow by 2.9% yearly, however this is not considered high growth (20% yearly).

Sumitomo Mitsui Trust Holdings's revenues are expected to decrease over the next 1-3 years, this is below the United States of America market average.

Sumitomo Mitsui Trust Holdings's earnings growth is positive but not above the United States of America market average.

Sumitomo Mitsui Trust Holdings's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Sumitomo Mitsui Trust Holdings is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).


Next Steps

Past Performance

How has Sumitomo Mitsui Trust Holdings performed over the past 5 years?

1.1%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Sumitomo Mitsui Trust Holdings's year on year earnings growth rate has been positive over the past 5 years.

Sumitomo Mitsui Trust Holdings's 1-year earnings growth exceeds its 5-year average (8.6% vs 1.1%)

Sumitomo Mitsui Trust Holdings's earnings growth has not exceeded the US Banks industry average in the past year (8.6% vs 33.2%).


Return on Equity

Sumitomo Mitsui Trust Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Sumitomo Mitsui Trust Holdings used its assets less efficiently than the US Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Sumitomo Mitsui Trust Holdings improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Sumitomo Mitsui Trust Holdings's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Sumitomo Mitsui Trust Holdings has an acceptable proportion of non-loan assets held.

Sumitomo Mitsui Trust Holdings has a sufficient allowance for bad loans.

Sumitomo Mitsui Trust Holdings's liabilities are made up of primarily low risk sources of funding.

Sumitomo Mitsui Trust Holdings's level of assets compared to its equity is very high (i.e. bank has borrowed heavily to fund lending).

Loans at Sumitomo Mitsui Trust Holdings are broadly funded by customer deposits.

Sumitomo Mitsui Trust Holdings has an acceptable level of bad loans (less than 2%).


Next Steps

Dividend

What is Sumitomo Mitsui Trust Holdings's current dividend yield, its reliability and sustainability?

4.63%

Expected Dividend Yield


Dividend Yield and Payments Analysis

Sumitomo Mitsui Trust Holdings's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).

Sumitomo Mitsui Trust Holdings's dividend is above the markets top 25% of dividend payers in United States of America (3.84%).

Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are well covered by earnings (3.2x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Sumitomo Mitsui Trust Holdings's salary, the management and board of directors tenure and is there insider trading?

3.0yrs

Average management tenure


CEO

Tetsuo Ohkubo (63yo)

2.3yrs

Tenure

0

Mr. Tetsuo Ohkubo has been President and Chief Executive Officer at Sumitomo Mitsui Trust Holdings, Inc. since April 2017. Mr. Ohkubo served as Deputy President of Sumitomo Mitsui Trust Bank Limited since  ...


Management Age and Tenure

3.0yrs

Average Tenure

59.5yo

Average Age

The tenure for the Sumitomo Mitsui Trust Holdings management team is about average.


Board Age and Tenure

3.2yrs

Average Tenure

66yo

Average Age

The tenure for the Sumitomo Mitsui Trust Holdings board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Tetsuo Ohkubo (63yo)

    President

    • Tenure: 2.3yrs
  • Kazuya Oyama

    Managing Executive Officer

    • Tenure: 3.6yrs
  • Masaru Hashimoto (62yo)

    Executive Officer & Director

    • Tenure: 2.2yrs
  • Yasumi Nose (58yo)

    Executive Officer

    • Tenure: 0.0yrs
  • Jiro Araumi (59yo)

    Senior Managing Executive Officer & Director

    • Tenure: 2.2yrs
  • Yutaka Nishida (60yo)

    Senior Managing Executive Officer & Director

    • Tenure: 0.2yrs
  • Kiyomitsu Asahi (58yo)

    Executive Officer

    • Tenure: 0.0yrs
  • Shinichi Nonomura

    GM of Financial Planning Department & Executive Officer

    • Tenure: 0.0yrs
  • Akimichi Oi

    Director of Investment Management Division

    • Tenure: 2.2yrs
  • Takeshi Sasaki

    Senior Manager

    • Tenure: 0.0yrs

Board Members

  • Takeshi Suzuki (72yo)

    External Director

    • Tenure: 4.2yrs
  • Kunitaro Kitamura (67yo)

    Director

    • Tenure: 12.3yrs
  • Mikio Araki (71yo)

    External Director

    • Tenure: 4.2yrs
  • Hitoshi Tsunekage (65yo)

    Director

    • Tenure: 8.3yrs
  • Isao Matsushita (72yo)

    Chairman of the Board

    • Tenure: 2.2yrs
  • Tetsuo Ohkubo (63yo)

    President

    • Tenure: 2.3yrs
  • Masaru Hashimoto (62yo)

    Executive Officer & Director

    • Tenure: 2.2yrs
  • Jiro Araumi (59yo)

    Senior Managing Executive Officer & Director

    • Tenure: 2.2yrs
  • Yutaka Nishida (60yo)

    Senior Managing Executive Officer & Director

    • Tenure: 0.2yrs
  • Shinichi Saito (70yo)

    External Director

    • Tenure: 2.2yrs

Company Information

Sumitomo Mitsui Trust Holdings, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Sumitomo Mitsui Trust Holdings, Inc.
  • Ticker: SUTN.Y
  • Exchange: OTCPK
  • Founded: 2002
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: JP¥1.289t
  • Listing Market Cap: JP¥12.099b
  • Shares outstanding: 374.54m
  • Website: https://www.smth.jp

Number of Employees


Location

  • Sumitomo Mitsui Trust Holdings, Inc.
  • 1-4-1 Marunouchi
  • Chiyoda-ku
  • Tokyo
  • Japan

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
8309TSE (The Tokyo Stock Exchange)YesCommon SharesJPJPYJan 2002
CMTD.FOTCPK (Pink Sheets LLC)YesCommon SharesUSUSDJan 2002
MIUDB (Deutsche Boerse AG)YesCommon SharesDEEURJan 2002
SUTN.YOTCPK (Pink Sheets LLC)SPONSORED ADRUSUSDMar 2011

Biography

Sumitomo Mitsui Trust Holdings, Inc. operates as a trust bank in Japan and internationally. It offers retail services, such as asset management, inheritance and succession, mortgage loans, and installment- ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/20 00:21
End of Day Share Price2019/08/19 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.