SBI Sumishin Net Bank Balance Sheet Health
Financial Health criteria checks 4/6
SBI Sumishin Net Bank has total assets of ¥10,942.7B and total equity of ¥151.8B. Total deposits are ¥9,566.9B, and total loans are ¥8,263.3B earning a Net Interest Margin of 0.5%. It has insufficient allowance for bad loans, which are currently at 0.05% of total loans. Cash and short-term investments are ¥1,663.4B.
Key information
72.1x
Asset to equity ratio
0.5%
Net interest margin
| Total deposits | JP¥9.57t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.05% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.66t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SSNB.F's Assets to Equity ratio (72.1x) is very high.
Allowance for Bad Loans: SSNB.F has a low allowance for bad loans (69%).
Low Risk Liabilities: 89% of SSNB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SSNB.F has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: SSNB.F's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: SSNB.F has an appropriate level of bad loans (0.1%).