Susquehanna Community Financial Past Earnings Performance
Past criteria checks 1/6
Susquehanna Community Financial's earnings have been declining at an average annual rate of -8.1%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 2% per year. Susquehanna Community Financial's return on equity is 6.2%, and it has net margins of 13.6%.
Key information
-8.1%
Earnings growth rate
-7.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 2.0% |
| Return on equity | 6.2% |
| Net Margin | 13.6% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Susquehanna Community Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 16 | 2 | 11 | 0 |
| 31 Dec 22 | 19 | 5 | 11 | 0 |
| 31 Dec 21 | 19 | 6 | 10 | 0 |
| 31 Dec 20 | 18 | 5 | 10 | 0 |
| 31 Dec 19 | 16 | 5 | 9 | 0 |
| 31 Dec 18 | 16 | 5 | 8 | 0 |
| 31 Dec 17 | 16 | 5 | 7 | 0 |
| 31 Dec 16 | 14 | 4 | 7 | 0 |
| 31 Dec 15 | 13 | 4 | 6 | 0 |
| 31 Dec 14 | 13 | 5 | 5 | 0 |
| 31 Dec 13 | 13 | 5 | 5 | 0 |
Quality Earnings: SQCF has high quality earnings.
Growing Profit Margin: SQCF's current net profit margins (13.6%) are lower than last year (27.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SQCF's earnings have declined by 8.1% per year over the past 5 years.
Accelerating Growth: SQCF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SQCF had negative earnings growth (-58.3%) over the past year, making it difficult to compare to the Banks industry average (-12.2%).
Return on Equity
High ROE: SQCF's Return on Equity (6.2%) is considered low.