SpareBank 1 Østlandet Balance Sheet Health
Financial Health criteria checks 4/6
SpareBank 1 Østlandet has total assets of NOK175.4B and total equity of NOK19.9B. Total deposits are NOK105.9B, and total loans are NOK133.2B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are NOK4.2B.
Key information
8.8x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | kr105.88b |
Loan to deposit ratio | High |
Bad loans | 1.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | kr4.19b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPRB.F's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: SPRB.F has a low allowance for bad loans (36%).
Low Risk Liabilities: 68% of SPRB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SPRB.F has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: SPRB.F's Loans to Deposits ratio (126%) is high.
Level of Bad Loans: SPRB.F has an appropriate level of bad loans (1.1%).