SOBS Stock Overview

Operates as the bank holding company for Solvay Bank that provides various banking products and services in New York. More details

SOBS fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	2/6

Risk Analysis

Has not reported any financial data

Does not have a meaningful market cap ($69M)

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Solvay Bank Corp. Competitors

Broadway Financial

NasdaqCM:BYFC

US$65.8m

Farmers Bancorp (Frankfort IN)

OTCPK:FABP

US$65.8m

Century Financial

OTCPK:CYFL

US$67.3m

Skyline Bankshares

OTCPK:SLBK

US$69.9m

Price History & Performance

Summary of share price highs, lows and changes for Solvay Bank
Historical stock prices
Current Share Price	US$28.00
52 Week High	US$32.70
52 Week Low	US$22.90
Beta	0
1 Month Change	11.91%
3 Month Change	-3.45%
1 Year Change	-4.27%
3 Year Change	-20.85%
5 Year Change	-17.08%
Change since IPO	419.79%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	SOBS	US Banks	US Market
7D	4.7%	-0.3%	-0.5%
1Y	-4.3%	42.4%	21.1%

Return vs Industry: SOBS underperformed the US Banks industry which returned 45.9% over the past year.

Return vs Market: SOBS underperformed the US Market which returned 23.1% over the past year.

Price Volatility

Is SOBS's price volatile compared to industry and market?
SOBS volatility
SOBS Average Weekly Movement	6.1%
Banks Industry Average Movement	3.8%
Market Average Movement	5.9%
10% most volatile stocks in US Market	18.2%
10% least volatile stocks in US Market	3.0%

Stable Share Price: SOBS has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SOBS's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1917	n/a	Paul Mello	www.solvaybank.com

Solvay Bank Corp. operates as the bank holding company for Solvay Bank that provides various banking products and services in New York. It offers checking and NOW accounts, savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, and money market accounts. The company also provides home equity, mortgage, improvement, auto, recreational vehicle, and personal loans, as well as checking lines of credit; commercial real estate loans, working capital loans, business lines of credit, business term loans, small business administration loans, and New York state lending programs; and personal and business credit cards.

Solvay Bank Corp. Fundamentals Summary

How do Solvay Bank's earnings and revenue compare to its market cap?
SOBS fundamental statistics
Market cap	US$68.93m
Earnings (TTM)	US$0
Revenue (TTM)	n/a

n/a

P/E Ratio

n/a

P/S Ratio

Is SOBS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SOBS income statement (TTM)
Revenue	US$0
Cost of Revenue	US$0
Gross Profit	US$0
Other Expenses	US$0
Earnings	US$0

Last Reported Earnings

n/a

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did SOBS perform over the long term?

See historical performance and comparison

Dividends

6.1%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/12 13:28
End of Day Share Price	2025/02/12 00:00
Earnings	N/A
Annual Earnings	N/A

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Solvay Bank Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.