Solera National Bancorp Past Earnings Performance
Past criteria checks 2/6
Solera National Bancorp has been growing earnings at an average annual rate of 29.3%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 29.7% per year. Solera National Bancorp's return on equity is 18.3%, and it has net margins of 39.4%.
Key information
29.3%
Earnings growth rate
28.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 29.7% |
| Return on equity | 18.3% |
| Net Margin | 39.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Solera National Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 41 | 16 | 18 | 0 |
| 30 Jun 24 | 39 | 16 | 17 | 0 |
| 31 Mar 24 | 38 | 15 | 18 | 0 |
| 31 Dec 23 | 37 | 17 | 16 | 0 |
| 30 Sep 23 | 37 | 18 | 16 | 0 |
| 30 Jun 23 | 36 | 18 | 15 | 0 |
| 31 Mar 23 | 36 | 20 | 13 | 0 |
| 31 Dec 22 | 34 | 18 | 12 | 0 |
| 30 Sep 22 | 31 | 16 | 11 | 0 |
| 30 Jun 22 | 29 | 14 | 10 | 0 |
| 31 Mar 22 | 25 | 12 | 9 | 0 |
| 31 Dec 21 | 22 | 11 | 8 | 0 |
| 30 Sep 21 | 21 | 10 | 7 | 0 |
| 30 Jun 21 | 18 | 9 | 6 | 0 |
| 31 Mar 21 | 15 | 7 | 6 | 0 |
| 31 Dec 20 | 13 | 6 | 6 | 0 |
| 30 Sep 20 | 12 | 5 | 6 | 0 |
| 30 Jun 20 | 10 | 4 | 5 | 0 |
| 31 Mar 20 | 10 | 3 | 5 | 0 |
| 31 Dec 19 | 9 | 4 | 5 | 0 |
| 30 Sep 19 | 9 | 3 | 4 | 0 |
| 30 Jun 19 | 8 | 3 | 4 | 0 |
| 31 Mar 19 | 7 | 3 | 4 | 0 |
| 31 Dec 18 | 7 | 2 | 4 | 0 |
| 30 Sep 18 | 6 | 1 | 4 | 0 |
| 30 Jun 18 | 6 | 1 | 4 | 0 |
| 31 Mar 18 | 5 | 1 | 3 | 0 |
| 31 Dec 17 | 5 | 1 | 3 | 0 |
| 30 Sep 17 | 5 | 3 | 4 | 0 |
| 30 Jun 17 | 5 | 3 | 4 | 0 |
| 31 Mar 17 | 5 | 3 | 4 | 0 |
| 31 Dec 16 | 5 | 3 | 4 | 0 |
| 30 Sep 16 | 5 | 1 | 3 | 0 |
| 30 Jun 16 | 5 | 2 | 3 | 0 |
| 31 Mar 16 | 5 | 2 | 3 | 0 |
| 31 Dec 15 | 5 | 2 | 3 | 0 |
| 30 Sep 15 | 5 | 2 | 3 | 0 |
| 30 Jun 15 | 5 | 1 | 4 | 0 |
| 31 Mar 15 | 7 | 0 | 6 | 0 |
| 31 Dec 14 | 8 | 0 | 8 | 0 |
| 30 Sep 14 | 9 | -1 | 10 | 0 |
| 30 Jun 14 | 11 | -2 | 11 | 0 |
| 31 Mar 14 | 12 | -1 | 12 | 0 |
| 31 Dec 13 | 12 | -1 | 13 | 0 |
Quality Earnings: SLRK has high quality earnings.
Growing Profit Margin: SLRK's current net profit margins (39.4%) are lower than last year (48.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SLRK's earnings have grown significantly by 29.3% per year over the past 5 years.
Accelerating Growth: SLRK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SLRK had negative earnings growth (-9.9%) over the past year, making it difficult to compare to the Banks industry average (-12.2%).
Return on Equity
High ROE: SLRK's Return on Equity (18.3%) is considered low.