Solera National Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Solera National Bancorp has total assets of $1.2B and total equity of $68.1M. Total deposits are $932.9M, and total loans are $736.4M.
Key information
17.3x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$932.90m |
Loan to deposit ratio | Appropriate |
Bad loans | 1.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$3.19m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SLRK's Assets to Equity ratio (17.3x) is moderate.
Allowance for Bad Loans: SLRK has a sufficient allowance for bad loans (117%).
Low Risk Liabilities: 84% of SLRK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SLRK has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: SLRK's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: SLRK has an appropriate level of bad loans (1.1%).