SBI Shinsei Bank Balance Sheet Health
Financial Health criteria checks 6/6
SBI Shinsei Bank has total assets of ¥13,900.0B and total equity of ¥975.6B. Total deposits are ¥10,096.7B, and total loans are ¥7,038.1B.
Key information
14.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | JP¥10.10t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | JP¥2.08t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SKLK.F's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: SKLK.F has a sufficient allowance for bad loans (102%).
Low Risk Liabilities: 78% of SKLK.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SKLK.F has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: SKLK.F's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: SKLK.F has an appropriate level of bad loans (1.7%).