SBI Shinsei Bank Balance Sheet Health
Financial Health criteria checks 6/6
SBI Shinsei Bank has total assets of ¥13,900.0B and total equity of ¥975.6B. Total deposits are ¥10,096.7B, and total loans are ¥7,038.1B.
Key information
14.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | JP¥10.10t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | JP¥2.08t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SKLK.F's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: SKLK.F has a sufficient allowance for bad loans (102%).
Low Risk Liabilities: 78% of SKLK.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SKLK.F has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: SKLK.F's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: SKLK.F has an appropriate level of bad loans (1.7%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2023/10/04 22:42 |
| End of Day Share Price | 2023/09/05 00:00 |
| Earnings | 2023/06/30 |
| Annual Earnings | 2023/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
SBI Shinsei Bank, Limited is covered by 14 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Barclays |
| Toyoki Sameshima | BNP Paribas Securities (Asia) |
| Shinichiro Nakamura | BofA Global Research |