SBRK.F Stock Overview

Provides various financial products and services for personal and corporate customers primarily in Rogaland, Agder, Vestland, Oslo, and Viken. More details

SBRK.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 49.9% below our estimate of its fair value

Earnings grew by 29.2% over the past year

Risk Analysis

Shares are highly illiquid

Shareholders have been diluted in the past year

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

SpareBank 1 Sør-Norge ASA Competitors

First Interstate BancSystem

NasdaqGS:FIBK

US$3.5b

WSFS Financial

NasdaqGS:WSFS

US$3.3b

Bancorp

NasdaqGS:TBBK

US$2.8b

International Bancshares

NasdaqGS:IBOC

US$4.2b

Price History & Performance

Summary of share price highs, lows and changes for SpareBank 1 Sør-Norge
Historical stock prices
Current Share Price	NOK 0.0007
52 Week High	NOK 0.0007
52 Week Low	NOK 0.0007
Beta	1.05
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	-100.00%
5 Year Change	-99.99%
Change since IPO	-99.99%

Recent updates

Shareholder Returns

	SBRK.F	US Banks	US Market
7D	0%	0.9%	-0.9%
1Y	n/a	41.1%	22.6%

Return vs Industry: Insufficient data to determine how SBRK.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how SBRK.F performed against the US Market.

Price Volatility

Is SBRK.F's price volatile compared to industry and market?
SBRK.F volatility
SBRK.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.7%
10% least volatile stocks in US Market	3.2%

Stable Share Price: SBRK.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine SBRK.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1839	1,750	Inge Reinertsen	www.sparebank1.no/nb/sr-bank

SpareBank 1 SR-Bank ASA, together with its subsidiaries, provides various financial products and services for personal and corporate customers primarily in Rogaland, Agder, Vestland, Oslo, and Viken. The company operates through Retail Customers, SME & Agriculture, and Large Corporates segments. It offers savings, loans, insurance, and pension products.

SpareBank 1 Sør-Norge ASA Fundamentals Summary

How do SpareBank 1 Sør-Norge's earnings and revenue compare to its market cap?
SBRK.F fundamental statistics
Market cap	US$3.35b
Earnings (TTM)	US$433.37m
Revenue (TTM)	US$884.20m

7.7x

P/E Ratio

1.1x

P/B Ratio

Is SBRK.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SBRK.F income statement (TTM)
Revenue	NOK 9.57b
Cost of Revenue	NOK 0
Gross Profit	NOK 9.57b
Other Expenses	NOK 4.88b
Earnings	NOK 4.69b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Oct 31, 2024

Earnings per share (EPS)	17.76
Gross Margin	100.00%
Net Profit Margin	49.01%
Debt/Equity Ratio	559.4%

How did SBRK.F perform over the long term?

See historical performance and comparison

Dividends

5.5%

Current Dividend Yield

43%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/10/16 21:43
End of Day Share Price	2024/07/19 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SpareBank 1 Sør-Norge ASA is covered by 12 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	ABG Sundal Collier
Fridtjof Berents	Arctic Securities ASA
Geir Kristiansen	Beringer Finance AB