Standard Bank Group Balance Sheet Health
Financial Health criteria checks 4/6
Standard Bank Group has total assets of ZAR3,065.7B and total equity of ZAR276.9B. Total deposits are ZAR2,001.6B, and total loans are ZAR1,608.8B.
Key information
11.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | R2.00t |
Loan to deposit ratio | Appropriate |
Bad loans | 5.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | R452.61b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBGO.F's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: SBGO.F has a low allowance for bad loans (66%).
Low Risk Liabilities: 72% of SBGO.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBGO.F has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: SBGO.F's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: SBGO.F has a high level of bad loans (5.8%).