Standard Bank Group Balance Sheet Health
Financial Health criteria checks 4/6
Standard Bank Group has total assets of ZAR3,100.3B and total equity of ZAR280.1B. Total deposits are ZAR2,018.4B, and total loans are ZAR1,616.9B.
Key information
11.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | R2.02t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | R546.26b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SBGO.F's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: SBGO.F has a low allowance for bad loans (64%).
Low Risk Liabilities: 72% of SBGO.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SBGO.F has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: SBGO.F's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: SBGO.F has a high level of bad loans (6.2%).