RBAZ Bancorp Past Earnings Performance

Past criteria checks 5/6

RBAZ Bancorp has been growing earnings at an average annual rate of 32.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 21.9% per year. RBAZ Bancorp's return on equity is 13.6%, and it has net margins of 27.6%.

Key information

32.4%

Earnings growth rate

32.8%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate21.9%
Return on equity13.6%
Net Margin27.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How RBAZ Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:RBAZ Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2412300
30 Jun 2412300
31 Mar 2411300
31 Dec 2310200
30 Sep 2310200
30 Jun 239200
31 Mar 238200
31 Dec 228200
30 Sep 227200
30 Jun 227200
31 Mar 227200
31 Dec 217200
30 Sep 217200
30 Jun 216200
31 Mar 216100
31 Dec 205100
30 Sep 204000
30 Jun 204000
31 Mar 204000
31 Dec 194000
30 Sep 195100
30 Jun 195100
31 Mar 195100
31 Dec 185100
30 Sep 185100
30 Jun 185100
31 Mar 185100
31 Dec 175100
30 Sep 174000
30 Jun 174100
31 Mar 174100
31 Dec 164100
30 Sep 165100
30 Jun 164100
31 Mar 164100
31 Dec 154100
30 Sep 153000
30 Jun 153000
31 Mar 153000
31 Dec 143100

Quality Earnings: RBAZ has high quality earnings.

Growing Profit Margin: RBAZ's current net profit margins (27.6%) are higher than last year (24.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: RBAZ's earnings have grown significantly by 32.4% per year over the past 5 years.

Accelerating Growth: RBAZ's earnings growth over the past year (35.7%) exceeds its 5-year average (32.4% per year).

Earnings vs Industry: RBAZ earnings growth over the past year (35.7%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: RBAZ's Return on Equity (13.6%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 18:07
End of Day Share Price 2025/01/06 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

RBAZ Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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