RBAZ Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
RBAZ Bancorp has total assets of $291.8M and total equity of $24.1M. Total deposits are $259.9M, and total loans are $214.2M.
Key information
12.1x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | US$259.90m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | n/a |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RBAZ's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: RBAZ has a sufficient allowance for bad loans (592%).
Low Risk Liabilities: 97% of RBAZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: RBAZ has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: RBAZ's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: RBAZ has an appropriate level of bad loans (0.2%).