Raiffeisen Bank International Balance Sheet Health
Financial Health criteria checks 4/6
Raiffeisen Bank International has total assets of €206.0B and total equity of €21.1B. Total deposits are €139.1B, and total loans are €119.7B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 3.1% of total loans. Cash and short-term investments are €46.2B.
Key information
9.7x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | €139.05b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €46.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RAIF.F's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: RAIF.F has a low allowance for bad loans (77%).
Low Risk Liabilities: 75% of RAIF.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: RAIF.F has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: RAIF.F's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: RAIF.F has a high level of bad loans (3.1%).