QNB's earnings have been declining at an average annual rate of -7.9%, while the Banks industry saw earnings growing at 3.1% annually. Revenues have been growing at an average rate of 1.4% per year. QNB's return on equity is 10.9%, and it has net margins of 23.9%.
Key information
-7.90%
Earnings growth rate
-9.05%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
1.44%
Return on equity
10.87%
Net Margin
23.88%
Last Earnings Update
31 Mar 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How QNB makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:QNBC Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
60
14
34
0
31 Dec 25
58
14
33
0
30 Sep 25
55
13
32
0
30 Jun 25
53
13
31
0
31 Mar 25
50
11
30
0
31 Dec 24
50
11
30
0
30 Sep 24
47
10
29
0
30 Jun 24
46
9
30
0
31 Mar 24
44
8
29
0
31 Dec 23
46
9
29
0
30 Sep 23
51
14
28
0
30 Jun 23
51
15
28
0
31 Mar 23
52
16
27
0
31 Dec 22
51
16
27
0
30 Sep 22
49
15
27
0
30 Jun 22
49
15
27
0
31 Mar 22
50
15
27
0
31 Dec 21
51
16
26
0
30 Sep 21
51
16
26
0
30 Jun 21
51
17
26
0
31 Mar 21
51
17
25
0
31 Dec 20
44
12
25
0
30 Sep 20
42
11
25
0
30 Jun 20
41
10
25
0
31 Mar 20
39
9
25
0
31 Dec 19
44
12
25
0
30 Sep 19
41
12
23
0
30 Jun 19
41
12
23
0
31 Mar 19
40
12
22
0
31 Dec 18
39
11
22
0
30 Sep 18
39
9
21
0
30 Jun 18
39
9
21
0
31 Mar 18
38
8
21
0
31 Dec 17
38
8
20
0
30 Sep 17
37
10
20
0
30 Jun 17
36
10
19
0
31 Mar 17
35
10
19
0
31 Dec 16
34
9
19
0
30 Sep 16
34
9
19
0
30 Jun 16
34
9
19
0
31 Mar 16
33
8
19
0
31 Dec 15
33
8
19
0
30 Sep 15
33
9
19
0
Quality Earnings: QNBC has high quality earnings.
Growing Profit Margin: QNBC's current net profit margins (23.9%) are higher than last year (22.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: QNBC's earnings have declined by 7.9% per year over the past 5 years.
Accelerating Growth: QNBC's earnings growth over the past year (24.9%) exceeds its 5-year average (-7.9% per year).
Earnings vs Industry: QNBC earnings growth over the past year (24.9%) exceeded the Banks industry 23.3%.
Return on Equity
High ROE: QNBC's Return on Equity (10.9%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/10 21:46
End of Day Share Price
2026/07/10 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
QNB Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.