QNB Balance Sheet Health
Financial Health criteria checks 6/6
QNB has total assets of $1.7B and total equity of $93.7M. Total deposits are $1.5B, and total loans are $1.1B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $51.0M.
Key information
18.3x
Asset to equity ratio
2.4%
Net interest margin
Total deposits | US$1.54b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$50.96m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: QNBC's Assets to Equity ratio (18.3x) is moderate.
Allowance for Bad Loans: QNBC has a sufficient allowance for bad loans (437%).
Low Risk Liabilities: 95% of QNBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: QNBC has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: QNBC's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: QNBC has an appropriate level of bad loans (0.2%).