QNB Balance Sheet Health
Financial Health criteria checks 6/6
QNB has total assets of $1.8B and total equity of $105.3M. Total deposits are $1.6B, and total loans are $1.2B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $104.2M.
Key information
17.5x
Asset to equity ratio
2.4%
Net interest margin
| Total deposits | US$1.63b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$104.23m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: QNBC's Assets to Equity ratio (17.5x) is moderate.
Allowance for Bad Loans: QNBC has a sufficient allowance for bad loans (530%).
Low Risk Liabilities: 94% of QNBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: QNBC has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: QNBC's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: QNBC has an appropriate level of bad loans (0.1%).