Pacific Valley Bancorp Past Earnings Performance
Past criteria checks 2/6
Pacific Valley Bancorp has been growing earnings at an average annual rate of 12.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 9.7% per year. Pacific Valley Bancorp's return on equity is 8.1%, and it has net margins of 23.3%.
Key information
12.8%
Earnings growth rate
9.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 9.7% |
| Return on equity | 8.1% |
| Net Margin | 23.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Pacific Valley Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 19 | 4 | 9 | 0 |
| 30 Jun 24 | 19 | 5 | 9 | 0 |
| 31 Mar 24 | 19 | 5 | 0 | 0 |
| 31 Dec 23 | 20 | 5 | 9 | 0 |
| 30 Sep 23 | 20 | 5 | 9 | 0 |
| 30 Jun 23 | 19 | 5 | 9 | 0 |
| 31 Mar 23 | 20 | 5 | 9 | 0 |
| 31 Dec 22 | 20 | 5 | 9 | 0 |
| 30 Sep 22 | 19 | 5 | 8 | 0 |
| 30 Jun 22 | 18 | 4 | 8 | 0 |
| 31 Mar 22 | 17 | 4 | 8 | 0 |
| 31 Dec 21 | 17 | 4 | 8 | 0 |
| 30 Sep 21 | 17 | 4 | 7 | 0 |
| 30 Jun 21 | 16 | 4 | 7 | 0 |
| 31 Mar 21 | 15 | 4 | 7 | 0 |
| 31 Dec 20 | 14 | 3 | 7 | 0 |
| 30 Sep 20 | 14 | 3 | 7 | 0 |
| 30 Jun 20 | 13 | 3 | 7 | 0 |
| 31 Mar 20 | 13 | 3 | 7 | 0 |
| 31 Dec 19 | 13 | 3 | 7 | 0 |
| 30 Sep 19 | 13 | 3 | 6 | 0 |
| 30 Jun 19 | 13 | 3 | 6 | 0 |
| 31 Mar 19 | 12 | 2 | 7 | 0 |
| 31 Dec 18 | 12 | 2 | 7 | 0 |
| 30 Sep 18 | 12 | 2 | 6 | 0 |
| 31 Dec 17 | 12 | 2 | 6 | 0 |
| 31 Dec 13 | 8 | 6 | 0 | 0 |
Quality Earnings: PVBK has high quality earnings.
Growing Profit Margin: PVBK's current net profit margins (23.3%) are lower than last year (25%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PVBK's earnings have grown by 12.8% per year over the past 5 years.
Accelerating Growth: PVBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PVBK had negative earnings growth (-8.2%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: PVBK's Return on Equity (8.1%) is considered low.