Pacific Valley Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Pacific Valley Bancorp has total assets of $550.8M and total equity of $55.6M. Total deposits are $473.0M, and total loans are $462.9M.
Key information
9.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$472.97m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.02% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$45.49m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PVBK's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: PVBK has a sufficient allowance for bad loans (7021%).
Low Risk Liabilities: 96% of PVBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PVBK has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: PVBK's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: PVBK has an appropriate level of bad loans (0%).