Bank Negara Indonesia (Persero) Balance Sheet Health
Financial Health criteria checks 6/6
Bank Negara Indonesia (Persero) has total assets of IDR1,066,715.3B and total equity of IDR149,702.2B. Total deposits are IDR796,247.7B, and total loans are IDR670,558.5B. It earns a Net Interest Margin of 4.6%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are IDR89,508.8B.
Key information
7.1x
Asset to equity ratio
4.6%
Net interest margin
Total deposits | Rp796.25t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp89.51t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PTBR.Y's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: PTBR.Y has a sufficient allowance for bad loans (329%).
Low Risk Liabilities: 87% of PTBR.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: PTBR.Y has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: PTBR.Y's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: PTBR.Y has an appropriate level of bad loans (2%).