Bank Mandiri (Persero) Balance Sheet Health
Financial Health criteria checks 6/6
Bank Mandiri (Persero) has total assets of IDR2,163,785.2B and total equity of IDR268,786.5B. Total deposits are IDR1,571,891.1B, and total loans are IDR1,382,468.4B. It earns a Net Interest Margin of 5.3%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are IDR266,417.3B.
Key information
8.1x
Asset to equity ratio
5.3%
Net interest margin
| Total deposits | Rp1571.89t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp266.42t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PPER.F's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: PPER.F has a sufficient allowance for bad loans (470%).
Low Risk Liabilities: 83% of PPER.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: PPER.F has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: PPER.F's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: PPER.F has an appropriate level of bad loans (0.8%).