Pinnacle Bankshares Corporation

OTCPK:PPBN Stock Report

Market Cap: US$69.0m

Pinnacle Bankshares Past Earnings Performance

Past criteria checks 2/6

Pinnacle Bankshares has been growing earnings at an average annual rate of 24.6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 15.1% per year. Pinnacle Bankshares's return on equity is 11.2%, and it has net margins of 20.8%.

Key information

24.6%

Earnings growth rate

17.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate15.1%
Return on equity11.2%
Net Margin20.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Pinnacle Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:PPBN Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24429200
30 Jun 24429200
31 Mar 24419200
31 Dec 234110200
30 Sep 234110190
30 Jun 234010190
31 Mar 23399190
31 Dec 22378190
30 Sep 22356190
30 Jun 22336190
31 Mar 22325190
31 Dec 21324190
30 Sep 21325130
30 Jun 21294130
31 Mar 21274130
31 Dec 20243130
30 Sep 20222130
30 Jun 20223130
31 Mar 20224130
31 Dec 19224120
30 Sep 19225190
30 Jun 19215160
31 Mar 19214130
31 Dec 18204100
30 Sep 18193100
30 Jun 18193100
31 Mar 18193100
31 Dec 17183100
30 Sep 1718390
30 Jun 1718390
31 Mar 1718390
31 Dec 1617390
30 Sep 1618380
30 Jun 1617380
31 Mar 1616380
31 Dec 1516380
30 Sep 1515280
30 Jun 1515280
31 Mar 1515280
31 Dec 1415280
30 Sep 1415290
30 Jun 1415200
31 Mar 1415300
31 Dec 1315390

Quality Earnings: PPBN has high quality earnings.

Growing Profit Margin: PPBN's current net profit margins (20.8%) are lower than last year (24.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PPBN's earnings have grown significantly by 24.6% per year over the past 5 years.

Accelerating Growth: PPBN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PPBN had negative earnings growth (-13.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: PPBN's Return on Equity (11.2%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 23:01
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Pinnacle Bankshares Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution