Pinnacle Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Pinnacle Bankshares has total assets of $1.0B and total equity of $70.6M. Total deposits are $914.9M, and total loans are $651.6M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $88.5M.
Key information
14.2x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$914.92m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$88.50m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PPBN's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: PPBN has a sufficient allowance for bad loans (290%).
Low Risk Liabilities: 98% of PPBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: PPBN has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: PPBN's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: PPBN has an appropriate level of bad loans (0.2%).