Peoples Trust Company of St. Albans Past Earnings Performance
Past criteria checks 2/6
Peoples Trust Company of St. Albans has been growing earnings at an average annual rate of 6.2%, while the Banks industry saw earnings growing at 12.7% annually. Revenues have been growing at an average rate of 2.8% per year. Peoples Trust Company of St. Albans's return on equity is 6.5%, and it has net margins of 15.2%.
Key information
6.2%
Earnings growth rate
7.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 2.8% |
| Return on equity | 6.5% |
| Net Margin | 15.2% |
| Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How Peoples Trust Company of St. Albans makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 22 | 14 | 2 | 8 | 0 |
| 31 Dec 21 | 13 | 2 | 8 | 0 |
| 31 Dec 20 | 13 | 2 | 8 | 0 |
| 31 Dec 19 | 13 | 2 | 8 | 0 |
| 31 Dec 18 | 12 | 2 | 8 | 0 |
| 31 Dec 17 | 12 | 1 | 7 | 0 |
| 31 Dec 16 | 11 | 1 | 7 | 0 |
| 31 Dec 15 | 11 | 1 | 7 | 0 |
| 31 Dec 14 | 10 | 1 | 7 | 0 |
| 31 Dec 13 | 8 | 0 | 7 | 0 |
| 31 Dec 12 | 10 | 1 | 6 | 0 |
Quality Earnings: PPAL has high quality earnings.
Growing Profit Margin: PPAL's current net profit margins (15.2%) are lower than last year (17.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PPAL's earnings have grown by 6.2% per year over the past 5 years.
Accelerating Growth: PPAL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PPAL had negative earnings growth (-10.7%) over the past year, making it difficult to compare to the Banks industry average (1.6%).
Return on Equity
High ROE: PPAL's Return on Equity (6.5%) is considered low.