Peoples Trust Company of St. Albans Past Earnings Performance
Past criteria checks 5/6
Peoples Trust Company of St. Albans has been growing earnings at an average annual rate of 6.1%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 3.8% per year. Peoples Trust Company of St. Albans's return on equity is 8%, and it has net margins of 18.3%.
Key information
6.1%
Earnings growth rate
7.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 3.8% |
| Return on equity | 8.0% |
| Net Margin | 18.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Peoples Trust Company of St. Albans makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 16 | 3 | 9 | 0 |
| 31 Dec 22 | 14 | 2 | 8 | 0 |
| 31 Dec 21 | 13 | 2 | 8 | 0 |
| 31 Dec 20 | 13 | 2 | 8 | 0 |
| 31 Dec 19 | 13 | 2 | 8 | 0 |
| 31 Dec 18 | 12 | 2 | 8 | 0 |
| 31 Dec 17 | 12 | 1 | 7 | 0 |
| 31 Dec 16 | 11 | 1 | 7 | 0 |
| 31 Dec 15 | 11 | 1 | 7 | 0 |
| 31 Dec 14 | 10 | 1 | 7 | 0 |
| 31 Dec 13 | 8 | 0 | 7 | 0 |
Quality Earnings: PPAL has high quality earnings.
Growing Profit Margin: PPAL's current net profit margins (18.3%) are higher than last year (15.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PPAL's earnings have grown by 6.1% per year over the past 5 years.
Accelerating Growth: PPAL's earnings growth over the past year (37.1%) exceeds its 5-year average (6.1% per year).
Earnings vs Industry: PPAL earnings growth over the past year (37.1%) exceeded the Banks industry -11.8%.
Return on Equity
High ROE: PPAL's Return on Equity (8%) is considered low.