Peoples Trust Company of St. Albans Balance Sheet Health
Financial Health criteria checks 6/6
Peoples Trust Company of St. Albans has total assets of $357.7M and total equity of $35.3M. Total deposits are $317.6M, and total loans are $235.1M.
Key information
10.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$317.59m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$31.71m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PPAL's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: PPAL has a sufficient allowance for bad loans (490%).
Low Risk Liabilities: 99% of PPAL's liabilities are made up of primarily low risk sources of funding.
Loan Level: PPAL has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: PPAL's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: PPAL has an appropriate level of bad loans (0.3%).