PLQC Stock Overview

Operates as a bank holding company for Plains State Bank that provides banking products and services for individual and business customers in Texas. More details

PLQC fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	2/6

Rewards

Trading at 40% below our estimate of its fair value

Earnings grew by 7% over the past year

Risk Analysis

Shares are highly illiquid

Latest financial reports are more than 6 months old

My Notes

Capture your thoughts, links and company narrative

Plains Acquisition Corporation Competitors

Landmark Bancorp

NasdaqGM:LARK

US$148.5m

First Northern Community Bancorp

OTCPK:FNRN

US$151.2m

Union Bankshares

NasdaqGM:UNB

US$146.6m

Muncy Columbia Financial

OTCPK:CCFN

US$153.1m

Price History & Performance

Summary of share price highs, lows and changes for Plains Acquisition
Historical stock prices
Current Share Price	US$58.55
52 Week High	US$60.75
52 Week Low	US$48.02
Beta	-0.079
1 Month Change	-3.22%
3 Month Change	2.25%
1 Year Change	21.95%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	44.93%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	PLQC	US Banks	US Market
7D	0%	-1.9%	-0.4%
1Y	22.0%	36.7%	20.8%

Return vs Industry: PLQC underperformed the US Banks industry which returned 41.7% over the past year.

Return vs Market: PLQC underperformed the US Market which returned 23.7% over the past year.

Price Volatility

Is PLQC's price volatile compared to industry and market?
PLQC volatility
PLQC Average Weekly Movement	n/a
Banks Industry Average Movement	3.9%
Market Average Movement	6.0%
10% most volatile stocks in US Market	18.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: PLQC's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine PLQC's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1957	n/a	Milan Saunders	www.psbplains.com

Plains Acquisition Corporation operates as a bank holding company for Plains State Bank that provides banking products and services for individual and business customers in Texas. It offers checking, savings, business, and money markets accounts; new and used auto, home improvement, and other consumer related loans; treasury management services; and online and mobile banking services. The company also provides business loans, including startups, business acquisitions, commercial real estate, commercial building construction, expansion/modernization, leasehold improvement, inventory, equipment-machinery purchase, refinancing, business debt consolidation, working capital, and lines of credit loans.

Plains Acquisition Corporation Fundamentals Summary

How do Plains Acquisition's earnings and revenue compare to its market cap?
PLQC fundamental statistics
Market cap	US$148.98m
Earnings (TTM)	US$16.83m
Revenue (TTM)	US$40.95m

8.9x

P/E Ratio

1.4x

P/B Ratio

Is PLQC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PLQC income statement (TTM)
Revenue	US$40.95m
Cost of Revenue	US$0
Gross Profit	US$40.95m
Other Expenses	US$24.12m
Earnings	US$16.83m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	6.61
Gross Margin	100.00%
Net Profit Margin	41.09%
Debt/Equity Ratio	21.1%

How did PLQC perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

22%

Payout Ratio

Does PLQC pay a reliable dividends?

See PLQC dividend history and benchmarks

When do you need to buy PLQC by to receive an upcoming dividend?
Plains Acquisition dividend dates
Ex Dividend Date	Feb 28 2025
Dividend Pay Date	Mar 31 2025
Days until Ex dividend	7 days
Days until Dividend pay date	38 days

Does PLQC pay a reliable dividends?

See PLQC dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/20 10:21
End of Day Share Price	2025/02/06 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Plains Acquisition Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.