Bank Negara Indonesia (Persero) Balance Sheet Health
Financial Health criteria checks 6/6
Bank Negara Indonesia (Persero) has total assets of IDR1,068,079.9B and total equity of IDR162,169.6B. Total deposits are IDR786,125.4B, and total loans are IDR710,118.2B. It earns a Net Interest Margin of 4.6%. It has sufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are IDR61,136.9B.
Key information
6.6x
Asset to equity ratio
4.6%
Net interest margin
| Total deposits | Rp786.13t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp61.14t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBNN.F's Assets to Equity ratio (6.6x) is low.
Allowance for Bad Loans: PBNN.F has a sufficient allowance for bad loans (297%).
Low Risk Liabilities: 87% of PBNN.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBNN.F has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: PBNN.F's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: PBNN.F has an appropriate level of bad loans (1.9%).