Bank Negara Indonesia (Persero) Balance Sheet Health
Financial Health criteria checks 5/6
Bank Negara Indonesia (Persero) has total assets of IDR1,086,664.0B and total equity of IDR154,732.5B. Total deposits are IDR825,164.8B, and total loans are IDR670,959.7B. It earns a Net Interest Margin of 4.6%. It has sufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are IDR107,511.7B.
Key information
7x
Asset to equity ratio
4.6%
Net interest margin
Total deposits | Rp825.16t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp107.51t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBNN.F's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: PBNN.F has a sufficient allowance for bad loans (320%).
Low Risk Liabilities: 89% of PBNN.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBNN.F has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: PBNN.F's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: PBNN.F has a high level of bad loans (2.1%).