Bank Central Asia Past Earnings Performance

Past criteria checks 5/6

Bank Central Asia has been growing earnings at an average annual rate of 15.6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 11.2% per year. Bank Central Asia's return on equity is 20.8%, and it has net margins of 51%.

Key information

15.6%

Earnings growth rate

15.6%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	11.2%
Return on equity	20.8%
Net Margin	51.0%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Bank Central Asia makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:PBCR.Y Revenue, expenses and earnings (IDR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	104,509,227	53,292,608	32,185,514
30 Jun 24	101,872,585	51,325,100	32,195,392
31 Mar 24	99,836,825	49,988,824	31,732,242
31 Dec 23	97,666,460	48,639,122	31,503,246
30 Sep 23	94,962,210	48,201,536	29,721,269
30 Jun 23	92,532,360	46,876,457	28,942,740
31 Mar 23	88,425,567	44,201,073	28,283,784
31 Dec 22	82,942,762	40,735,722	27,111,866
30 Sep 22	78,115,339	37,178,561	26,668,061
30 Jun 22	74,434,718	35,016,266	25,485,124
31 Mar 22	70,927,161	32,447,383	25,361,898
31 Dec 21	69,144,054	31,422,660	24,920,779
30 Sep 21	66,825,237	30,294,578	23,574,911
30 Jun 21	64,476,115	29,346,956	22,560,227
31 Mar 21	62,081,951	27,589,696	22,320,337
31 Dec 20	63,531,238	27,131,109	24,723,622
30 Sep 20	65,127,418	27,679,654	25,659,800
30 Jun 20	66,465,099	27,943,364	26,425,384
31 Mar 20	68,716,253	29,084,349	27,088,363
31 Dec 19	67,022,947	28,565,053	25,772,417
30 Sep 19	65,106,642	28,267,731	25,005,187
30 Jun 19	63,474,688	27,295,906	24,570,152
31 Mar 19	61,573,924	26,408,946	24,025,209
31 Dec 18	60,353,186	25,855,154	23,762,981
30 Sep 18	58,638,405	24,976,329	23,445,119
30 Jun 18	56,534,847	24,196,211	23,098,748
31 Mar 18	55,578,377	23,828,731	22,701,544
31 Dec 17	54,344,632	23,309,994	22,101,429
30 Sep 17	52,574,877	22,320,518	21,830,438
30 Jun 17	51,579,049	21,564,587	21,525,409
31 Mar 17	50,630,944	21,087,718	21,163,012
31 Dec 16	49,215,183	20,605,736	20,480,118
30 Sep 16	47,999,287	19,777,371	20,064,494
30 Jun 16	46,439,047	19,053,497	19,910,905
31 Mar 16	45,339,160	18,468,705	19,511,231
31 Dec 15	44,369,465	18,018,653	19,156,035
30 Sep 15	43,313,898	17,658,916	18,941,745
30 Jun 15	42,149,581	17,175,283	18,395,773
31 Mar 15	40,658,224	16,878,215	17,571,483
31 Dec 14	39,130,986	16,485,858	16,581,610
30 Sep 14	37,123,298	16,088,925	14,414,587
30 Jun 14	35,899,227	15,784,378	13,821,187
31 Mar 14	34,429,567	15,026,848	14,253,958
31 Dec 13	32,370,552	14,253,831	13,450,386

Quality Earnings: PBCR.Y has high quality earnings.

Growing Profit Margin: PBCR.Y's current net profit margins (51%) are higher than last year (50.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PBCR.Y's earnings have grown by 15.6% per year over the past 5 years.

Accelerating Growth: PBCR.Y's earnings growth over the past year (10.6%) is below its 5-year average (15.6% per year).

Earnings vs Industry: PBCR.Y earnings growth over the past year (10.6%) exceeded the Banks industry -11.8%.

Return on Equity

High ROE: PBCR.Y's Return on Equity (20.8%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 15:57
End of Day Share Price	2024/12/26 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Central Asia Tbk is covered by 45 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Thomas Quarmby	Barclays
Anish Tawakley	Barclays
Wannapa Asavatevavith	BNP Paribas Securities (Asia)