Bank Central Asia Balance Sheet Health
Financial Health criteria checks 6/6
Bank Central Asia has total assets of IDR1,444,007.6B and total equity of IDR227,342.0B. Total deposits are IDR1,123,317.4B, and total loans are IDR811,491.0B. It earns a Net Interest Margin of 5.5%. It has sufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are IDR136,062.0B.
Key information
6.4x
Asset to equity ratio
5.5%
Net interest margin
Total deposits | Rp1123.32t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp136.06t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBCR.Y's Assets to Equity ratio (6.4x) is low.
Allowance for Bad Loans: PBCR.Y has a sufficient allowance for bad loans (225%).
Low Risk Liabilities: 92% of PBCR.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBCR.Y has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: PBCR.Y's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: PBCR.Y has an appropriate level of bad loans (1.8%).