Bank Central Asia Balance Sheet Health
Financial Health criteria checks 6/6
Bank Central Asia has total assets of IDR1,433,701.8B and total equity of IDR255,961.3B. Total deposits are IDR1,121,613.8B, and total loans are IDR849,744.8B. It earns a Net Interest Margin of 5.5%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are IDR67,814.4B.
Key information
5.6x
Asset to equity ratio
5.5%
Net interest margin
| Total deposits | Rp1121.61t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp67.81t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBCR.Y's Assets to Equity ratio (5.6x) is low.
Allowance for Bad Loans: PBCR.Y has a sufficient allowance for bad loans (200%).
Low Risk Liabilities: 95% of PBCR.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBCR.Y has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: PBCR.Y's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: PBCR.Y has an appropriate level of bad loans (2%).