PBCR.F Stock Overview

Provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. More details

PBCR.F fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	3/6
Past Performance	5/6
Financial Health	6/6
Dividends	5/6

Rewards

Earnings are forecast to grow 9.68% per year

Earnings grew by 10.6% over the past year

Pays a reliable dividend of 2.87%

Analysts in good agreement that stock price will rise by 24.4%

Risk Analysis

No risks detected for PBCR.F from our risk checks.

My Notes

Capture your thoughts, links and company narrative

PT Bank Central Asia Tbk Competitors

U.S. Bancorp

NYSE:USB

US$75.6b

PNC Financial Services Group

NYSE:PNC

US$76.7b

Citigroup

NYSE:C

US$134.3b

Fifth Third Bancorp

NasdaqGS:FITB

US$28.8b

Price History & Performance

Summary of share price highs, lows and changes for Bank Central Asia
Historical stock prices
Current Share Price	Rp0.57
52 Week High	Rp0.74
52 Week Low	Rp0.52
Beta	0.38
1 Month Change	-15.12%
3 Month Change	-14.93%
1 Year Change	-1.01%
3 Year Change	10.80%
5 Year Change	-75.74%
Change since IPO	62.86%

Recent updates

Shareholder Returns

	PBCR.F	US Banks	US Market
7D	-3.4%	0.1%	-1.1%
1Y	-1.0%	28.7%	22.4%

Return vs Industry: PBCR.F underperformed the US Banks industry which returned 29.4% over the past year.

Return vs Market: PBCR.F underperformed the US Market which returned 23.7% over the past year.

Price Volatility

Is PBCR.F's price volatile compared to industry and market?
PBCR.F volatility
PBCR.F Average Weekly Movement	9.4%
Banks Industry Average Movement	5.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	17.6%
10% least volatile stocks in US Market	3.1%

Stable Share Price: PBCR.F has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PBCR.F's weekly volatility (9%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1955	27,491	Jahja Setiaatmadja	www.bca.co.id

PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It offers savings accounts; motorcycle financing and vehicle, housing, and personal loans; mutual funds and bonds; insurance, including property, life, accident, auto, health, education, retirement, travel, and heritage protection; electronic money services; credit cards; business collection services; and eBanking, remittance, and customer services. The company also provides investment financing and business, investment, multipurpose business, and working capital loans; corporate financial management solutions; and treasury and custodian services, such as fixed income, custodian, money market, and foreign currency services.

PT Bank Central Asia Tbk Fundamentals Summary

How do Bank Central Asia's earnings and revenue compare to its market cap?
PBCR.F fundamental statistics
Market cap	US$73.92b
Earnings (TTM)	US$3.30b
Revenue (TTM)	US$6.48b

22.4x

P/E Ratio

4.7x

P/B Ratio

Is PBCR.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PBCR.F income statement (TTM)
Revenue	Rp104.51t
Cost of Revenue	Rp1.92t
Gross Profit	Rp102.59t
Other Expenses	Rp49.29t
Earnings	Rp53.29t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	432.31
Gross Margin	98.16%
Net Profit Margin	50.99%
Debt/Equity Ratio	1.2%

How did PBCR.F perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

64%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/30 10:48
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Central Asia Tbk is covered by 45 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Thomas Quarmby	Barclays
Anish Tawakley	Barclays
Wannapa Asavatevavith	BNP Paribas Securities (Asia)

Bank Central Asia OTCPK:PBCR.F Stock Report