Private Bancorp of America Past Earnings Performance

Past criteria checks 2/6

Private Bancorp of America has been growing earnings at an average annual rate of 36.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 21.1% per year. Private Bancorp of America's return on equity is 16%, and it has net margins of 34.1%.

Key information

36.4%

Earnings growth rate

35.8%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	21.1%
Return on equity	16.0%
Net Margin	34.1%
Last Earnings Update	31 Dec 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Private Bancorp of America makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:PBAM Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 24	104	36	46
30 Sep 24	98	33	49
30 Jun 24	95	32	47
31 Mar 24	101	39	44
31 Dec 23	101	41	43
30 Sep 23	102	40	45
30 Jun 23	99	38	45
31 Mar 23	87	27	48
31 Dec 22	83	25	47
30 Sep 22	80	24	43
30 Jun 22	77	23	42
31 Mar 22	73	23	40
31 Dec 21	67	21	37
30 Sep 21	62	18	35
30 Jun 21	56	16	33
31 Mar 21	52	13	33
31 Dec 20	50	11	33
30 Sep 20	46	8	31
30 Jun 20	36	1	32
31 Mar 20	35	0	31
31 Dec 19	33	0	33
30 Sep 19	30	-1	31
30 Jun 19	36	5	29
31 Mar 19	33	4	26
31 Dec 18	30	4	24
30 Sep 18	27	3	20
30 Jun 18	25	3	18
31 Mar 18	24	3	16
31 Dec 17	23	3	15
30 Sep 17	22	5	19
30 Jun 17	21	5	15
31 Mar 17	20	5	0
31 Dec 16	19	4	12
30 Sep 16	19	4	11
30 Jun 16	20	4	11
31 Mar 16	20	5	11
31 Dec 15	20	5	11
30 Sep 15	19	4	10
30 Jun 15	17	4	10
31 Mar 15	16	3	10
31 Dec 14	14	3	10
30 Sep 14	14	4	8
30 Jun 14	13	4	8
31 Mar 14	15	3	0

Quality Earnings: PBAM has high quality earnings.

Growing Profit Margin: PBAM's current net profit margins (34.1%) are lower than last year (40.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PBAM has become profitable over the past 5 years, growing earnings by 36.4% per year.

Accelerating Growth: PBAM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PBAM had negative earnings growth (-12.4%) over the past year, making it difficult to compare to the Banks industry average (-10.2%).

Return on Equity

High ROE: PBAM's Return on Equity (16%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/22 00:03
End of Day Share Price	2025/01/22 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Private Bancorp of America, Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Gary Tenner	D.A. Davidson & Co.
null null	D.A. Davidson & Co.
Matthew Clark	Piper Sandler Companies