Private Bancorp of America Balance Sheet Health
Financial Health criteria checks 6/6
Private Bancorp of America has total assets of $2.2B and total equity of $194.0M. Total deposits are $1.9B, and total loans are $1.9B. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $145.5M.
Key information
11.3x
Asset to equity ratio
4.7%
Net interest margin
Total deposits | US$1.90b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$145.53m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBAM's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: PBAM has a sufficient allowance for bad loans (530%).
Low Risk Liabilities: 96% of PBAM's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBAM has an appropriate level of Loans to Assets ratio (86%).
Low Risk Deposits: PBAM's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: PBAM has an appropriate level of bad loans (0.2%).