Private Bancorp of America Balance Sheet Health
Financial Health criteria checks 6/6
Private Bancorp of America has total assets of $2.4B and total equity of $214.2M. Total deposits are $2.1B, and total loans are $2.0B. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $211.3M.
Key information
11.1x
Asset to equity ratio
4.7%
Net interest margin
| Total deposits | US$2.11b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$211.30m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBAM's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: PBAM has a sufficient allowance for bad loans (231%).
Low Risk Liabilities: 97% of PBAM's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBAM has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: PBAM's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: PBAM has an appropriate level of bad loans (0.6%).