Oxford Bank Past Earnings Performance
Past criteria checks 5/6
Oxford Bank has been growing earnings at an average annual rate of 21.9%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 15.9% per year. Oxford Bank's return on equity is 14.9%, and it has net margins of 28.2%.
Key information
21.9%
Earnings growth rate
20.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 15.9% |
| Return on equity | 14.9% |
| Net Margin | 28.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Oxford Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 43 | 12 | 22 | 0 |
| 30 Jun 23 | 41 | 13 | 20 | 0 |
| 31 Mar 23 | 38 | 11 | 19 | 0 |
| 31 Dec 22 | 33 | 9 | 18 | 0 |
| 30 Jun 22 | 27 | 7 | 15 | 0 |
| 31 Mar 22 | 28 | 9 | 14 | 0 |
| 31 Dec 21 | 29 | 11 | 12 | 0 |
| 30 Sep 21 | 29 | 11 | 12 | 0 |
| 30 Jun 21 | 28 | 10 | 12 | 0 |
| 31 Mar 21 | 25 | 9 | 11 | 0 |
| 31 Dec 20 | 23 | 7 | 11 | 0 |
| 30 Sep 20 | 22 | 6 | 9 | 0 |
| 30 Jun 20 | 22 | 6 | 10 | 0 |
| 31 Mar 20 | 22 | 6 | 10 | 0 |
| 31 Dec 19 | 22 | 5 | 11 | 0 |
| 30 Sep 19 | 22 | 5 | 11 | 0 |
| 30 Jun 19 | 21 | 4 | 11 | 0 |
| 31 Mar 19 | 21 | 4 | 11 | 0 |
| 31 Dec 18 | 20 | 4 | 11 | 0 |
| 30 Sep 18 | 20 | 3 | 10 | 0 |
| 30 Jun 18 | 19 | 2 | 10 | 0 |
| 31 Mar 18 | 19 | 2 | 10 | 0 |
| 31 Dec 17 | 18 | 2 | 10 | 0 |
| 30 Sep 17 | 17 | 3 | 10 | 0 |
| 30 Jun 17 | 16 | 2 | 9 | 0 |
| 31 Mar 17 | 15 | 2 | 8 | 0 |
| 31 Dec 16 | 14 | 2 | 8 | 0 |
| 30 Sep 16 | 13 | 2 | 7 | 0 |
| 30 Jun 16 | 12 | 1 | 6 | 0 |
| 31 Mar 16 | 11 | 1 | 6 | 0 |
| 31 Dec 15 | 11 | 2 | 5 | 0 |
| 30 Sep 15 | 11 | 7 | 6 | 0 |
| 30 Jun 15 | 11 | 7 | 6 | 0 |
| 31 Mar 15 | 11 | 7 | 6 | 0 |
| 31 Dec 14 | 11 | 7 | 6 | 0 |
| 30 Sep 14 | 11 | 1 | 5 | 0 |
| 30 Jun 14 | 11 | 1 | 5 | 0 |
| 31 Mar 14 | 11 | 1 | 5 | 0 |
| 31 Dec 13 | 11 | 1 | 5 | 0 |
Quality Earnings: OXBC has high quality earnings.
Growing Profit Margin: OXBC's current net profit margins (28.2%) are higher than last year (26.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OXBC's earnings have grown significantly by 21.9% per year over the past 5 years.
Accelerating Growth: OXBC's earnings growth over the past year (36.7%) exceeds its 5-year average (21.9% per year).
Earnings vs Industry: OXBC earnings growth over the past year (36.7%) exceeded the Banks industry -13.1%.
Return on Equity
High ROE: OXBC's Return on Equity (14.9%) is considered low.