Oxford Bank Corporation

OTCPK:OXBC Stock Report

Market Cap: US$83.3m

Oxford Bank Past Earnings Performance

Past criteria checks 2/6

Oxford Bank has been growing earnings at an average annual rate of 17.6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 17% per year. Oxford Bank's return on equity is 12.6%, and it has net margins of 25%.

Key information

17.6%

Earnings growth rate

15.9%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate17.0%
Return on equity12.6%
Net Margin25.0%
Last Earnings Update30 Jun 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Oxford Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:OXBC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 244411240
31 Mar 244412230
31 Dec 234312220
30 Jun 234113200
31 Mar 233811190
31 Dec 22339180
30 Jun 22277150
31 Mar 22289140
31 Dec 212911120
30 Sep 212911120
30 Jun 212810120
31 Mar 21259110
31 Dec 20237110
30 Sep 2022690
30 Jun 20226100
31 Mar 20226100
31 Dec 19225110
30 Sep 19225110
30 Jun 19214110
31 Mar 19214110
31 Dec 18204110
30 Sep 18203100
30 Jun 18192100
31 Mar 18192100
31 Dec 17182100
30 Sep 17173100
30 Jun 1716290
31 Mar 1715280
31 Dec 1614280
30 Sep 1613270
30 Jun 1612160
31 Mar 1611160
31 Dec 1511250
30 Sep 1511760
30 Jun 1511760
31 Mar 1511760
31 Dec 1411760
30 Sep 1411150
30 Jun 1411150
31 Mar 1411150
31 Dec 1311150

Quality Earnings: OXBC has high quality earnings.

Growing Profit Margin: OXBC's current net profit margins (25%) are lower than last year (30.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: OXBC's earnings have grown by 17.6% per year over the past 5 years.

Accelerating Growth: OXBC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: OXBC had negative earnings growth (-11.8%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).

Return on Equity

High ROE: OXBC's Return on Equity (12.6%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 11:15
End of Day Share Price 2024/12/30 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Oxford Bank Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasHowe Barnes Hoefer & Arnett, Inc.