Oxford Bank Balance Sheet Health
Financial Health criteria checks 4/6
Oxford Bank has total assets of $815.2M and total equity of $76.7M. Total deposits are $718.9M, and total loans are $484.8M.
Key information
10.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$718.90m |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$123.10m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OXBC's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: OXBC has a low allowance for bad loans (49%).
Low Risk Liabilities: 97% of OXBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: OXBC has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: OXBC's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: OXBC has a high level of bad loans (2.3%).