Oregon Bancorp Past Earnings Performance
Past criteria checks 1/6
Oregon Bancorp's earnings have been declining at an average annual rate of -28.9%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been declining at an average rate of 18.3% per year. Oregon Bancorp's return on equity is 4.1%, and it has net margins of 11%.
Key information
-28.9%
Earnings growth rate
-33.2%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -18.3% |
| Return on equity | 4.1% |
| Net Margin | 11.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Oregon Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 27 | 3 | 21 | 0 |
| 30 Jun 24 | 28 | 3 | 21 | 0 |
| 31 Mar 24 | 30 | 3 | 21 | 0 |
| 31 Dec 23 | 32 | 4 | 21 | 0 |
| 30 Sep 23 | 34 | 4 | 30 | 0 |
| 30 Jun 23 | 37 | 5 | 30 | 0 |
| 31 Mar 23 | 41 | 6 | 30 | 0 |
| 31 Dec 22 | 47 | 7 | 30 | 0 |
| 30 Sep 22 | 57 | 9 | 52 | 0 |
| 30 Jun 22 | 69 | 14 | 52 | 0 |
| 31 Mar 22 | 79 | 18 | 52 | 0 |
| 31 Dec 21 | 90 | 22 | 52 | 0 |
| 30 Sep 21 | 100 | 26 | 53 | 0 |
| 30 Jun 21 | 110 | 31 | 53 | 0 |
| 31 Mar 21 | 113 | 33 | 53 | 0 |
| 31 Dec 20 | 101 | 28 | 53 | 0 |
| 30 Sep 20 | 87 | 23 | 33 | 0 |
| 30 Jun 20 | 71 | 16 | 33 | 0 |
| 31 Mar 20 | 59 | 12 | 35 | 0 |
| 31 Dec 19 | 55 | 12 | 33 | 0 |
| 30 Sep 19 | 50 | 10 | 27 | 0 |
| 30 Jun 19 | 46 | 9 | 28 | 0 |
| 31 Mar 19 | 44 | 8 | 27 | 0 |
| 31 Dec 18 | 43 | 8 | 27 | 0 |
| 30 Sep 18 | 44 | 7 | 27 | 0 |
| 30 Jun 18 | 42 | 6 | 26 | 0 |
| 31 Mar 18 | 40 | 5 | 25 | 0 |
| 31 Dec 17 | 38 | 5 | 24 | 0 |
| 30 Sep 17 | 35 | 5 | 22 | 0 |
| 30 Jun 17 | 32 | 5 | 21 | 0 |
| 31 Mar 17 | 30 | 4 | 19 | 0 |
| 31 Dec 16 | 29 | 4 | 18 | 0 |
| 30 Sep 16 | 26 | 4 | 3 | 0 |
| 30 Jun 16 | 23 | 3 | 1 | 0 |
| 31 Mar 16 | 21 | 2 | 0 | 0 |
| 31 Dec 15 | 20 | 2 | 14 | 0 |
| 30 Sep 15 | 19 | 1 | 13 | 0 |
| 30 Jun 15 | 16 | 1 | 12 | 0 |
| 31 Mar 15 | 14 | 1 | 11 | 0 |
| 31 Dec 14 | 12 | 0 | 0 | 0 |
| 30 Sep 14 | 12 | 0 | 9 | 0 |
| 30 Jun 14 | 13 | 0 | 10 | 0 |
| 31 Mar 14 | 16 | 0 | 12 | 0 |
| 31 Dec 13 | 17 | 0 | 13 | 0 |
Quality Earnings: ORBN has high quality earnings.
Growing Profit Margin: ORBN's current net profit margins (11%) are lower than last year (13.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ORBN's earnings have declined by 28.9% per year over the past 5 years.
Accelerating Growth: ORBN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ORBN had negative earnings growth (-32.3%) over the past year, making it difficult to compare to the Banks industry average (-12.2%).
Return on Equity
High ROE: ORBN's Return on Equity (4.1%) is considered low.