Oregon Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Oregon Bancorp has total assets of $395.4M and total equity of $73.0M. Total deposits are $312.4M, and total loans are $305.6M. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $24.2M.
Key information
5.4x
Asset to equity ratio
4.3%
Net interest margin
Total deposits | US$312.35m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$24.23m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ORBN's Assets to Equity ratio (5.4x) is low.
Allowance for Bad Loans: ORBN has a sufficient allowance for bad loans (214%).
Low Risk Liabilities: 97% of ORBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: ORBN has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: ORBN's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: ORBN has an appropriate level of bad loans (0.5%).