NASB Financial Past Earnings Performance
Past criteria checks 4/6
NASB Financial's earnings have been declining at an average annual rate of -9.3%, while the Banks industry saw earnings growing at 9.8% annually. Revenues have been declining at an average rate of 2.7% per year.
Key information
-9.3%
Earnings growth rate
-9.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -2.7% |
| Return on equity | n/a |
| Net Margin | 31.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How NASB Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 90 | 29 | 0 | 0 |
| 30 Sep 23 | 92 | 28 | 0 | 0 |
| 30 Jun 23 | 146 | 29 | 0 | 0 |
| 31 Mar 23 | 146 | 28 | 0 | 0 |
| 31 Dec 22 | 134 | 28 | 0 | 0 |
| 30 Sep 22 | 152 | 32 | 0 | 0 |
| 30 Jun 22 | 169 | 37 | 92 | 0 |
| 31 Mar 22 | 182 | 39 | 92 | 0 |
| 31 Dec 21 | 216 | 56 | 92 | 0 |
| 30 Sep 21 | 243 | 74 | 92 | 0 |
| 30 Jun 21 | 289 | 103 | 0 | 0 |
| 31 Mar 21 | 326 | 132 | 0 | 0 |
| 31 Dec 20 | 288 | 116 | 0 | 0 |
| 30 Sep 20 | 258 | 104 | 73 | 0 |
| 30 Jun 20 | 210 | 78 | 0 | 0 |
| 31 Mar 20 | 159 | 51 | 0 | 0 |
| 31 Dec 19 | 153 | 50 | 0 | 0 |
| 30 Sep 19 | 137 | 43 | 0 | 0 |
| 30 Jun 19 | 124 | 38 | 57 | 0 |
| 31 Mar 19 | 113 | 32 | 57 | 0 |
| 31 Dec 18 | 110 | 31 | 57 | 0 |
| 30 Sep 18 | 113 | 29 | 57 | 0 |
| 30 Jun 18 | 114 | 28 | 0 | 0 |
| 31 Mar 18 | 116 | 27 | 0 | 0 |
| 31 Dec 17 | 117 | 26 | 0 | 0 |
| 30 Sep 17 | 123 | 29 | 60 | 0 |
| 30 Jun 17 | 128 | 30 | 0 | 0 |
| 31 Mar 17 | 126 | 28 | 0 | 0 |
| 31 Dec 16 | 123 | 27 | 0 | 0 |
| 30 Sep 16 | 111 | 22 | 0 | 0 |
| 30 Jun 16 | 99 | 18 | 0 | 0 |
| 31 Mar 16 | 104 | 23 | 0 | 0 |
| 31 Dec 15 | 104 | 23 | 0 | 0 |
| 30 Sep 15 | 100 | 22 | 0 | 0 |
| 30 Jun 15 | 98 | 21 | 48 | 0 |
| 31 Mar 15 | 89 | 17 | 48 | 0 |
| 31 Dec 14 | 90 | 19 | 47 | 0 |
| 30 Sep 14 | 87 | 17 | 48 | 0 |
| 30 Jun 14 | 91 | 19 | 48 | 0 |
| 31 Mar 14 | 91 | 16 | 49 | 0 |
| 31 Dec 13 | 102 | 21 | 49 | 0 |
| 30 Sep 13 | 115 | 28 | 49 | 0 |
| 30 Jun 13 | 119 | 29 | 48 | 0 |
Quality Earnings: NASB has high quality earnings.
Growing Profit Margin: NASB's current net profit margins (31.7%) are higher than last year (21.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NASB's earnings have declined by 9.3% per year over the past 5 years.
Accelerating Growth: NASB's earnings growth over the past year (1.3%) exceeds its 5-year average (-9.3% per year).
Earnings vs Industry: NASB earnings growth over the past year (1.3%) exceeded the Banks industry -12.2%.
Return on Equity
High ROE: Insufficient data to calculate NASB's Return on Equity to determine if it is high.