National Capital Bancorp Past Earnings Performance
Past criteria checks 3/6
National Capital Bancorp has been growing earnings at an average annual rate of 12.6%, while the Banks industry saw earnings growing at 3.5% annually. Revenues have been growing at an average rate of 4.3% per year. National Capital Bancorp's return on equity is 9.4%, and it has net margins of 24.9%.
Key information
12.61%
Earnings growth rate
12.50%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
4.27%
Return on equity
9.36%
Net Margin
24.86%
Last Earnings Update
31 Mar 2026
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How National Capital Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:NACB Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
26
6
0
0
31 Dec 25
28
7
17
0
30 Sep 25
29
7
17
0
30 Jun 25
28
7
17
0
31 Mar 25
28
7
17
0
31 Dec 24
27
6
17
0
30 Sep 24
26
6
17
0
30 Jun 24
25
5
17
0
31 Mar 24
23
5
0
0
31 Dec 23
25
4
17
0
30 Sep 23
25
5
17
0
30 Jun 23
25
5
17
0
31 Mar 23
25
5
17
0
31 Dec 22
25
5
17
0
30 Sep 22
24
5
17
0
30 Jun 22
24
4
17
0
31 Mar 22
24
5
17
0
31 Dec 21
24
5
17
0
30 Sep 21
23
4
15
0
30 Jun 21
23
4
15
0
31 Mar 21
22
3
15
0
31 Dec 20
20
3
15
0
30 Sep 20
20
2
15
0
30 Jun 20
19
2
15
0
31 Mar 20
19
2
15
0
31 Dec 19
19
3
15
0
30 Sep 19
19
3
13
0
30 Jun 19
19
3
13
0
31 Mar 19
18
3
13
0
31 Dec 18
18
3
13
0
30 Sep 18
18
2
11
0
30 Jun 18
17
1
11
0
31 Mar 18
17
1
11
0
31 Dec 17
17
2
11
0
30 Sep 17
18
3
9
0
30 Jun 17
16
4
0
0
31 Mar 17
17
4
0
0
31 Dec 16
19
5
9
0
30 Sep 16
20
6
10
0
30 Jun 16
24
9
10
0
31 Mar 16
24
8
10
0
31 Dec 15
22
7
10
0
Quality Earnings: NACB has high quality earnings.
Growing Profit Margin: NACB's current net profit margins (24.9%) are higher than last year (24.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NACB's earnings have grown by 12.6% per year over the past 5 years.
Accelerating Growth: NACB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NACB had negative earnings growth (-6.8%) over the past year, making it difficult to compare to the Banks industry average (24.7%).
Return on Equity
High ROE: NACB's Return on Equity (9.4%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/30 08:43
End of Day Share Price
2026/07/28 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
National Capital Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.