National Capital Bancorp Balance Sheet Health
Financial Health criteria checks 4/6
National Capital Bancorp has total assets of $718.2M and total equity of $58.6M. Total deposits are $605.3M, and total loans are $513.2M.
Key information
12.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$605.35m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$45.83m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NACB's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if NACB has a sufficient allowance for bad loans.
Low Risk Liabilities: 92% of NACB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NACB has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: NACB's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: Insufficient data to determine if NACB has an appropriate level of bad loans.