National Capital Bancorp Balance Sheet Health
Financial Health criteria checks 4/6
National Capital Bancorp has total assets of $708.2M and total equity of $54.1M. Total deposits are $581.8M, and total loans are $503.4M.
Key information
13.1x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$581.76m |
Loan to deposit ratio | Appropriate |
Bad loans | n/a |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | US$41.29m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NACB's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if NACB has a sufficient allowance for bad loans.
Low Risk Liabilities: 89% of NACB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NACB has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: NACB's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: Insufficient data to determine if NACB has an appropriate level of bad loans.