National Australia Bank Balance Sheet Health
Financial Health criteria checks 6/6
National Australia Bank has total assets of A$1,071.0B and total equity of A$61.7B. Total deposits are A$695.5B, and total loans are A$720.5B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are A$152.5B.
Key information
17.4x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | AU$695.54b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | AU$152.48b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NABZ.Y's Assets to Equity ratio (17.4x) is moderate.
Allowance for Bad Loans: NABZ.Y has a sufficient allowance for bad loans (521%).
Low Risk Liabilities: 69% of NABZ.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: NABZ.Y has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: NABZ.Y's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: NABZ.Y has an appropriate level of bad loans (0.2%).