Muncy Bank Financial Past Earnings Performance
Past criteria checks 2/6
Muncy Bank Financial has been growing earnings at an average annual rate of 7%, while the Banks industry saw earnings growing at 12.7% annually. Revenues have been growing at an average rate of 5.8% per year. Muncy Bank Financial's return on equity is 11.7%, and it has net margins of 24.1%.
Key information
7.0%
Earnings growth rate
7.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 5.8% |
| Return on equity | 11.7% |
| Net Margin | 24.1% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How Muncy Bank Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 21 | 5 | 12 | 0 |
| 30 Jun 23 | 21 | 5 | 12 | 0 |
| 31 Mar 23 | 22 | 6 | 12 | 0 |
| 31 Dec 22 | 22 | 6 | 12 | 0 |
| 30 Sep 22 | 23 | 6 | 12 | 0 |
| 30 Jun 22 | 23 | 7 | 12 | 0 |
| 31 Mar 22 | 24 | 7 | 12 | 0 |
| 31 Dec 21 | 24 | 8 | 11 | 0 |
| 30 Sep 21 | 24 | 8 | 11 | 0 |
| 30 Jun 21 | 23 | 8 | 11 | 0 |
| 31 Mar 21 | 21 | 6 | 11 | 0 |
| 31 Dec 20 | 20 | 6 | 10 | 0 |
| 30 Sep 20 | 20 | 6 | 10 | 0 |
| 30 Jun 20 | 19 | 5 | 10 | 0 |
| 31 Mar 20 | 19 | 5 | 10 | 0 |
| 31 Dec 19 | 19 | 5 | 10 | 0 |
| 30 Sep 19 | 18 | 5 | 9 | 0 |
| 30 Jun 19 | 18 | 5 | 9 | 0 |
| 31 Mar 19 | 18 | 5 | 9 | 0 |
| 31 Dec 18 | 17 | 5 | 9 | 0 |
| 30 Sep 18 | 17 | 4 | 9 | 0 |
| 30 Jun 18 | 17 | 3 | 9 | 0 |
| 31 Mar 18 | 16 | 3 | 8 | 0 |
| 31 Dec 17 | 16 | 3 | 8 | 0 |
| 30 Sep 17 | 15 | 4 | 7 | 0 |
| 30 Jun 17 | 15 | 4 | 7 | 0 |
| 31 Mar 17 | 15 | 4 | 7 | 0 |
| 31 Dec 16 | 15 | 4 | 7 | 0 |
| 30 Sep 16 | 15 | 4 | 7 | 0 |
| 30 Jun 16 | 15 | 4 | 7 | 0 |
| 31 Mar 16 | 15 | 4 | 7 | 0 |
| 31 Dec 15 | 15 | 5 | 7 | 0 |
| 30 Sep 15 | 15 | 5 | 6 | 0 |
| 30 Jun 15 | 15 | 5 | 6 | 0 |
| 31 Mar 15 | 15 | 5 | 6 | 0 |
| 31 Dec 14 | 15 | 5 | 6 | 0 |
| 30 Sep 14 | 15 | 5 | 6 | 0 |
| 30 Jun 14 | 15 | 5 | 6 | 0 |
| 31 Mar 14 | 14 | 5 | 6 | 0 |
| 31 Dec 13 | 14 | 5 | 6 | 0 |
| 30 Sep 13 | 14 | 4 | 6 | 0 |
| 30 Jun 13 | 14 | 4 | 6 | 0 |
| 31 Mar 13 | 14 | 4 | 6 | 0 |
| 31 Dec 12 | 14 | 5 | 6 | 0 |
Quality Earnings: MYBF has high quality earnings.
Growing Profit Margin: MYBF's current net profit margins (24.1%) are lower than last year (28.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: MYBF's earnings have grown by 7% per year over the past 5 years.
Accelerating Growth: MYBF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: MYBF had negative earnings growth (-20.4%) over the past year, making it difficult to compare to the Banks industry average (1.6%).
Return on Equity
High ROE: MYBF's Return on Equity (11.7%) is considered low.