Mission Valley Bancorp Past Earnings Performance

Past criteria checks 5/6

Mission Valley Bancorp has been growing earnings at an average annual rate of 13.8%, while the Banks industry saw earnings growing at 3% annually. Revenues have been growing at an average rate of 14.8% per year. Mission Valley Bancorp's return on equity is 11.8%, and it has net margins of 19.2%.

Key information

13.83%

Earnings growth rate

13.26%

EPS growth rate

Banks Industry Growth	11.18%
Revenue growth rate	14.80%
Return on equity	11.83%
Net Margin	19.20%
Last Earnings Update	31 Dec 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Mission Valley Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:MVLY Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 25	42	8	25
30 Sep 25	39	6	27
30 Jun 25	37	5	26
31 Mar 25	37	6	25
31 Dec 24	36	6	24
30 Sep 24	34	5	23
30 Jun 24	38	8	23
31 Mar 24	36	7	22
31 Dec 23	35	7	22
30 Sep 23	35	9	21
30 Jun 23	31	6	20
31 Mar 23	29	5	19
31 Dec 22	28	5	19
30 Sep 22	26	5	18
30 Jun 22	26	5	17
31 Mar 22	26	5	16
31 Dec 21	24	5	15
30 Sep 21	24	5	14
30 Jun 21	20	3	13
31 Mar 21	18	2	13
31 Dec 20	17	2	12
30 Sep 20	16	2	12
30 Jun 20	18	3	12
31 Mar 20	19	4	12
31 Dec 19	18	4	12
30 Sep 19	18	4	12
30 Jun 19	16	2	11
31 Mar 19	16	2	11
31 Dec 18	16	3	11
30 Sep 18	16	2	10
30 Jun 18	17	3	10
31 Mar 18	17	3	10
31 Dec 17	17	3	10
30 Sep 17	19	4	10
30 Jun 17	18	4	10
31 Mar 17	18	4	10
31 Dec 16	17	3	9
30 Sep 16	17	3	8
30 Jun 16	16	3	8
31 Mar 16	15	3	8
31 Dec 15	16	3	9
30 Sep 15	14	2	9
30 Jun 15	14	2	9

Quality Earnings: MVLY has high quality earnings.

Growing Profit Margin: MVLY's current net profit margins (19.2%) are higher than last year (17.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MVLY's earnings have grown by 13.8% per year over the past 5 years.

Accelerating Growth: MVLY's earnings growth over the past year (28.8%) exceeds its 5-year average (13.8% per year).

Earnings vs Industry: MVLY earnings growth over the past year (28.8%) exceeded the Banks industry 21.9%.

Return on Equity

High ROE: MVLY's Return on Equity (11.8%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/04/22 20:27
End of Day Share Price	2026/04/07 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Mission Valley Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.