Mission Valley Bancorp

OTCPK:MVLY Stock Report

Market Cap: US$56.9m

Mission Valley Bancorp Past Earnings Performance

Past criteria checks 2/6

Mission Valley Bancorp has been growing earnings at an average annual rate of 19.3%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 17.2% per year. Mission Valley Bancorp's return on equity is 8.3%, and it has net margins of 14.2%.

Key information

19.3%

Earnings growth rate

18.7%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate17.2%
Return on equity8.3%
Net Margin14.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Mission Valley Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:MVLY Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24345230
30 Jun 24388230
31 Mar 24367220
31 Dec 23357220
30 Sep 23359210
30 Jun 23316200
31 Mar 23295190
31 Dec 22285190
30 Sep 22265180
30 Jun 22265170
31 Mar 22265160
31 Dec 21245150
30 Sep 21245140
30 Jun 21203130
31 Mar 21182130
31 Dec 20172120
30 Sep 20162120
30 Jun 20183120
31 Mar 20194120
31 Dec 19184120
30 Sep 19184120
30 Jun 19162110
31 Mar 19162110
31 Dec 18163110
30 Sep 18162100
30 Jun 18173100
31 Mar 18173100
31 Dec 17173100
30 Sep 17194100
30 Jun 17184100
31 Mar 17184100
31 Dec 1617390
30 Sep 1617380
30 Jun 1616380
31 Mar 1615380
31 Dec 1516390
30 Sep 1514290
30 Jun 1514290
31 Mar 15141100
31 Dec 1414190
30 Sep 1414190
30 Jun 1414190
31 Mar 1414190

Quality Earnings: MVLY has high quality earnings.

Growing Profit Margin: MVLY's current net profit margins (14.2%) are lower than last year (24.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MVLY's earnings have grown by 19.3% per year over the past 5 years.

Accelerating Growth: MVLY's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MVLY had negative earnings growth (-43.9%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).


Return on Equity

High ROE: MVLY's Return on Equity (8.3%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 03:28
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mission Valley Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution