Mission Valley Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Mission Valley Bancorp has total assets of $653.7M and total equity of $53.0M. Total deposits are $524.3M, and total loans are $511.0M.
Key information
12.3x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$524.26m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$55.36m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MVLY's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: MVLY has a sufficient allowance for bad loans (404%).
Low Risk Liabilities: 87% of MVLY's liabilities are made up of primarily low risk sources of funding.
Loan Level: MVLY has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: MVLY's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: MVLY has an appropriate level of bad loans (0.3%).