Metropolitan Bank & Trust Balance Sheet Health
Financial Health criteria checks 6/6
Metropolitan Bank & Trust has total assets of ₱3,104.9B and total equity of ₱366.7B. Total deposits are ₱2,382.8B, and total loans are ₱1,509.1B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₱268.5B.
Key information
8.5x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | ₱2.38t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₱268.50b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MTPO.F's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: MTPO.F has a sufficient allowance for bad loans (221%).
Low Risk Liabilities: 87% of MTPO.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: MTPO.F has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: MTPO.F's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: MTPO.F has an appropriate level of bad loans (1.7%).