OTCPK:MLYN.F

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Malayan Banking Berhad

Executive Summary

Malayan Banking Berhad provides commercial banking and related financial services for individuals, small and medium enterprises, retail and corporate customers, and financial institutions primarily in Malaysia, Singapore, and Indonesia.


Snowflake Analysis

Established dividend payer with proven track record.


Similar Companies

Share Price & News

How has Malayan Banking Berhad's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: MLYN.F has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

4.3%

MLYN.F

-0.7%

US Banks

1.3%

US Market


1 Year Return

-17.2%

MLYN.F

-23.5%

US Banks

14.9%

US Market

Return vs Industry: MLYN.F exceeded the US Banks industry which returned -23.5% over the past year.

Return vs Market: MLYN.F underperformed the US Market which returned 14.9% over the past year.


Shareholder returns

MLYN.FIndustryMarket
7 Day4.3%-0.7%1.3%
30 Day4.3%2.6%4.7%
90 Day5.0%4.8%17.1%
1 Year-17.2%-17.2%-20.8%-23.5%17.3%14.9%
3 Year-24.6%-24.6%-15.5%-22.2%38.9%29.9%
5 Year-28.7%-28.7%8.5%-4.7%71.3%52.8%

Price Volatility Vs. Market

How volatile is Malayan Banking Berhad's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Malayan Banking Berhad undervalued compared to its fair value and its price relative to the market?

9.96x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: MLYN.F ($1.69) is trading above our estimate of fair value ($1.06)

Significantly Below Fair Value: MLYN.F is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: MLYN.F is poor value based on its PE Ratio (10x) compared to the US Banks industry average (9.6x).

PE vs Market: MLYN.F is good value based on its PE Ratio (10x) compared to the US market (17.8x).


Price to Earnings Growth Ratio

PEG Ratio: MLYN.F is good value based on its PEG Ratio (0.9x)


Price to Book Ratio

PB vs Industry: MLYN.F is overvalued based on its PB Ratio (1.1x) compared to the US Banks industry average (0.8x).


Next Steps

Future Growth

How is Malayan Banking Berhad forecast to perform in the next 1 to 3 years based on estimates from 19 analysts?

11.4%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: MLYN.F's forecast earnings growth (11.4% per year) is above the savings rate (2.2%).

Earnings vs Market: MLYN.F's earnings (11.4% per year) are forecast to grow slower than the US market (22.3% per year).

High Growth Earnings: MLYN.F's earnings are forecast to grow, but not significantly.

Revenue vs Market: MLYN.F's revenue (5% per year) is forecast to grow slower than the US market (9.3% per year).

High Growth Revenue: MLYN.F's revenue (5% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: MLYN.F's Return on Equity is forecast to be low in 3 years time (8.8%).


Next Steps

Past Performance

How has Malayan Banking Berhad performed over the past 5 years?

5.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: MLYN.F has high quality earnings.

Growing Profit Margin: MLYN.F's current net profit margins (36.9%) are higher than last year (36.7%).


Past Earnings Growth Analysis

Earnings Trend: MLYN.F's earnings have grown by 5.3% per year over the past 5 years.

Accelerating Growth: MLYN.F's earnings growth over the past year (4.8%) is below its 5-year average (5.3% per year).

Earnings vs Industry: MLYN.F earnings growth over the past year (4.8%) exceeded the Banks industry -2.8%.


Return on Equity

High ROE: MLYN.F's Return on Equity (10.7%) is considered low.


Next Steps

Financial Health

How is Malayan Banking Berhad's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: MLYN.F's Assets to Equity ratio (10.5x) is moderate.

Allowance for Bad Loans: MLYN.F has a low allowance for bad loans (77%).

Low Risk Liabilities: 77% of MLYN.F's liabilities are made up of primarily low risk sources of funding.

Loan Level: MLYN.F has an appropriate level of Loans to Assets ratio (59%).

Low Risk Deposits: MLYN.F's Loans to Deposits ratio (84%) is appropriate.

Level of Bad Loans: MLYN.F has a high level of bad loans (2.4%).


Next Steps

Dividend

What is Malayan Banking Berhad current dividend yield, its reliability and sustainability?

8.53%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: MLYN.F's dividend (8.53%) is higher than the bottom 25% of dividend payers in the US market (1.66%).

High Dividend: MLYN.F's dividend (8.53%) is in the top 25% of dividend payers in the US market (4.51%)


Stability and Growth of Payments

Stable Dividend: MLYN.F's dividend payments have been volatile in the past 10 years.

Growing Dividend: MLYN.F's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: At its current payout ratio (85%), MLYN.F's payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: MLYN.F's dividends in 3 years are forecast to be covered by earnings (71% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.3yrs

Average management tenure


CEO

Abdul Bin Alias (52 yo)

7yrs

Tenure

RM7,565,646

Compensation

Mr. Abdul Farid Bin Alias, DMSM, DPN serves as Group President & Chief Executive Officer at Maybank Singapore Ltd. and has been its Non-Executive Non-Independent Director since October 1, 2018. He has been ...


CEO Compensation Analysis

Compensation vs Market: Abdul's total compensation ($USD1.79M) is below average for companies of similar size in the US market ($USD11.35M).

Compensation vs Earnings: Abdul's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Abdul Bin Alias
Group President7yrsRM7.57m0.0057%
MYR 1.1m
Amirul Feisal Bin Wan Zahir
Group Chief Financial Officer4.08yrsno datano data
Kah Hon
Group Chief Operations Officer6.67yrsno datano data
Mohd Suhail Suresh Bin Abdullah
Group Chief Technology Officer5.33yrsno datano data
Jeeva Arulampalam
Head of Group Performance Reporting & Investor Relationsno datano datano data
Mohd Ghazali
Head of Corporate & Legal Services and Executive Vice Presidentno datano datano data
Chee Lau
Group Chief Compliance Officerno datano datano data
Noraizah Manaf
Group Chief Human Capital Officer1.92yrsno datano data
Muzaffar bin Hisham
Group Chief Executive Officer of Global Banking4.08yrsno datano data
Seong Foong
Group Chief Strategy Officer & CEO of International Operations8.83yrsno datano data
Mohamed Rafique bin Mohd Wahiduddin Merican
Group Chief Executive Officer of Islamic Banking4.08yrsno datano data
Eng Chong
Group Chief Executive Officer of Community Financial Services7.58yrsno datano data

5.3yrs

Average Tenure

52yo

Average Age

Experienced Management: MLYN.F's management team is seasoned and experienced (5.3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Abdul Bin Alias
Group President7yrsRM7.57m0.0057%
MYR 1.1m
Edwin Gerungan
Independent Non-Executive Director5yrsRM721.06kno data
Anthony Elam
Independent Non-Executive Director3.75yrsRM731.26kno data
Zulkiflee bin Abdul Hamid
Independent Non-Executive Director1yrRM239.25kno data
Taswin Zakaria
President Director of PT Bank Maybank Indonesia Tbk6.75yrsno datano data
Mohaiyani Binti Shamsudin
Independent Chairman of the Board3.33yrsRM1.29mno data
Karunakaran Ramasamy
Senior Independent Non-Executive Directorno dataRM686.47kno data
Fauziah binti Hisham
Independent & Non Executive Director2.25yrsRM689.73k0.00013%
MYR 25.9k
Shariffuddin Bin Khalid
Independent & Non Executive Director2.17yrsRM640.91kno data
Che binti Che Din
Independent Non-Executive Director2.42yrsRM673.11kno data
Kee Cheng
Non-Independent Non-Executive Director5.75yrsRM751.16kno data
Hasnita Hashim
Independent Non-Executive Director4.08yrsRM550.30kno data

3.8yrs

Average Tenure

60yo

Average Age

Experienced Board: MLYN.F's board of directors are considered experienced (3.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Malayan Banking Berhad's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Malayan Banking Berhad
  • Ticker: MLYN.F
  • Exchange: OTCPK
  • Founded: 1960
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: RM84.310b
  • Listing Market Cap: RM19.892b
  • Shares outstanding: 11.24b
  • Website: https://www.maybank.com

Number of Employees


Location

  • Malayan Banking Berhad
  • Menara Maybank
  • Level 14
  • Kuala Lumpur
  • 50050
  • Malaysia

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MAYBANKKLSE (Bursa Malaysia)YesOrdinary SharesMYMYRJan 1992
MLYN.FOTCPK (Pink Sheets LLC)YesOrdinary SharesUSUSDJan 1992
MLYB.YOTCPK (Pink Sheets LLC)SPONSORED ADRUSUSDMay 2005

Biography

Malayan Banking Berhad provides commercial banking and related financial services for individuals, small and medium enterprises, retail and corporate customers, and financial institutions primarily in Mala ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/04 00:17
End of Day Share Price2020/07/29 00:00
Earnings2020/03/31
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.