OTCPK:MLYN.F

Stock Analysis Report

Malayan Banking Berhad

Executive Summary

Malayan Banking Berhad provides commercial banking and related financial services for individuals, retail, corporate, and institutional clients in Malaysia, Singapore, Indonesia, and internationally.

Snowflake

Fundamentals

Established dividend payer with adequate balance sheet.

Share Price & News

How has Malayan Banking Berhad's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:MLYN.F

-2.6%

US Banks

-1.0%

US Market


1 Year Return

n/a

OTCPK:MLYN.F

-14.2%

US Banks

-0.4%

US Market

No trading data on MLYN.F.

No trading data on MLYN.F.


Share holder returns

MLYN.FIndustryMarket
7 Day0%-2.6%-1.0%
30 Day-4.2%-6.3%-3.3%
90 Dayn/a-3.5%0.8%
1 Yearn/a-11.8%-14.2%1.9%-0.4%
3 Yearn/a42.2%32.4%39.4%30.4%
5 Yearn/a53.3%36.7%54.2%37.1%

Price Volatility Vs. Market

How volatile is Malayan Banking Berhad's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Malayan Banking Berhad undervalued based on future cash flows and its price relative to the stock market?

11.61x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Malayan Banking Berhad's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Malayan Banking Berhad's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Malayan Banking Berhad is good value based on earnings compared to the US Banks industry average.

Malayan Banking Berhad is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Malayan Banking Berhad is poor value based on expected growth next year.


Price Based on Value of Assets

Malayan Banking Berhad is overvalued based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is Malayan Banking Berhad expected to perform in the next 1 to 3 years based on estimates from 18 analysts?

6.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Malayan Banking Berhad's revenue is expected to grow by 6.2% yearly, however this is not considered high growth (20% yearly).

Malayan Banking Berhad's earnings are expected to grow by 6.8% yearly, however this is not considered high growth (20% yearly).

Malayan Banking Berhad's revenue growth is positive but not above the United States of America market average.

Malayan Banking Berhad's earnings growth is positive but not above the United States of America market average.

Malayan Banking Berhad's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Malayan Banking Berhad is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).


Next Steps

Past Performance

How has Malayan Banking Berhad performed over the past 5 years?

4.5%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Malayan Banking Berhad's year on year earnings growth rate has been positive over the past 5 years.

Malayan Banking Berhad's 1-year earnings growth exceeds its 5-year average (4.7% vs 4.5%)

Malayan Banking Berhad's earnings growth has not exceeded the US Banks industry average in the past year (4.7% vs 33.2%).


Return on Equity

Malayan Banking Berhad has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Malayan Banking Berhad used its assets less efficiently than the US Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Malayan Banking Berhad improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Malayan Banking Berhad's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Malayan Banking Berhad has an acceptable proportion of non-loan assets held.

Malayan Banking Berhad has a low allowance for bad loans.

Malayan Banking Berhad's liabilities are made up of primarily low risk sources of funding.

Malayan Banking Berhad's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).

Loans at Malayan Banking Berhad are broadly funded by customer deposits.

Malayan Banking Berhad has a high level of bad loans (greater than 2%).


Next Steps

Dividend

What is Malayan Banking Berhad's current dividend yield, its reliability and sustainability?

7.09%

Expected Dividend Yield


Dividend Yield and Payments Analysis

Malayan Banking Berhad's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.5%).

Malayan Banking Berhad's dividend is above the markets top 25% of dividend payers in United States of America (3.9%).

Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are covered by earnings (1.3x coverage).


Future Payout to Shareholders

Dividends after 3 years are expected to be covered by earnings (1.3x coverage).


Next Steps

Management

What is the CEO of Malayan Banking Berhad's salary, the management and board of directors tenure and is there insider trading?

5.0yrs

Average management tenure


CEO

Abdul bin Alias (51yo)

6.0yrs

Tenure

RM9,599,293

Compensation

Mr. Abdul Farid bin Alias, DMSM, DPN has been the Group President at Malayan Banking Berhad (also known as Maybank Group) since August 2, 2013 and serves as its Chief Executive Officer. Mr. bin Alias serve ...


CEO Compensation Analysis

Abdul's remuneration is lower than average for companies of similar size in United States of America.

Abdul's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

5.0yrs

Average Tenure

51.5yo

Average Age

The average tenure for the Malayan Banking Berhad management team is over 5 years, this suggests they are a seasoned and experienced team.


Board Age and Tenure

4.4yrs

Average Tenure

54yo

Average Age

The tenure for the Malayan Banking Berhad board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Amirul Feisal Bin Wan Zahir (49yo)

    Group Chief Financial Officer

    • Tenure: 3.1yrs
  • Abdul bin Alias (51yo)

    Group President

    • Tenure: 6.0yrs
    • Compensation: MYR9.60m
  • Jerome Hon (52yo)

    Group Chief Operations Officer

    • Tenure: 5.7yrs
  • Mohd Suhail Suresh Bin Abdullah (56yo)

    Group Chief Technology Officer

    • Tenure: 4.3yrs
  • Mohd Ghazali

    Head of Corporate & Legal Services and Executive Vice President

  • Yee Wong

    Head of Capital Management

  • Michael Foong (51yo)

    Group Chief Strategy Officer & CEO of International Operations

    • Tenure: 7.8yrs
  • Daniel Wong

    Group Chief Compliance Officer

  • Nora Manaf (55yo)

    Group Chief Human Capital Officer

    • Tenure: 0.9yrs
  • Jeeva Arulampalam

    Head of Group Investor Relations


Board Members

  • Abdul bin Alias (51yo)

    Group President

    • Tenure: 6.0yrs
    • Compensation: MYR9.60m
  • Mohaiyani Binti Shamsudin (70yo)

    Chairman of the Board

    • Tenure: 2.3yrs
    • Compensation: MYR1.27m
  • Ahcene Lahsasna (49yo)

  • Shariffuddin Bin Khalid (54yo)

    Independent & Non Executive Director

    • Tenure: 1.2yrs
    • Compensation: MYR374.15k
  • Kee Cheng (54yo)

    Non-Independent Non-Executive Director

    • Tenure: 4.8yrs
    • Compensation: MYR764.25k
  • Taswin Zakaria (51yo)

    President Director of PT Bank Maybank Indonesia Tbk

    • Tenure: 5.8yrs
  • Aznan Hasan (47yo)

    • Tenure: 5.3yrs
  • Anthony Elam (59yo)

    Independent Non-Executive Director

    • Tenure: 2.8yrs
    • Compensation: MYR665.50k
  • Edwin Gerungan (71yo)

    Independent Non-Executive Director

    • Tenure: 4.0yrs
    • Compensation: MYR649.64k
  • Karunakaran Ramasamy (69yo)

    Senior Independent Non-Executive Director

    • Compensation: MYR647.74k

Company Information

Malayan Banking Berhad's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Malayan Banking Berhad
  • Ticker: MLYN.F
  • Exchange: OTCPK
  • Founded: 1960
  • Industry: diversified banks
  • Sector: banks
  • Market Cap: RM95.664b
  • Listing Market Cap: RM22.918b
  • Shares outstanding: 11.24b
  • Website: Click here

Number of Employees


Location

  • Malayan Banking Berhad
  • Menara Maybank
  • Level 14
  • Kuala Lumpur
  • 50050
  • Malaysia

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MAYBANKKLSE (Bursa Malaysia)YesOrdinary SharesMYMYRJan 1992
MLYN.FOTCPK (Pink Sheets LLC)YesOrdinary SharesUSUSDJan 1992
MLYB.YOTCPK (Pink Sheets LLC)SPONSORED ADRUSUSDMay 2005

Biography

Malayan Banking Berhad provides commercial banking and related financial services for individuals, retail, corporate, and institutional clients in Malaysia, Singapore, Indonesia, and internationally. The c ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/16 23:56
End of Day Share Price2019/08/06 00:00
Earnings2019/03/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.