Marathon Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Marathon Bancorp has total assets of $234.1M and total equity of $31.8M. Total deposits are $179.3M, and total loans are $194.5M. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $13.1M.
Key information
7.4x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$179.35m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.03% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$13.07m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBBC's Assets to Equity ratio (7.4x) is low.
Allowance for Bad Loans: MBBC has a sufficient allowance for bad loans (3744%).
Low Risk Liabilities: 89% of MBBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBBC has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: MBBC's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: MBBC has an appropriate level of bad loans (0%).