Marathon Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Marathon Bancorp has total assets of $216.5M and total equity of $31.6M. Total deposits are $172.2M, and total loans are $176.2M. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $15.3M.
Key information
6.9x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$172.17m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$15.34m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBBC's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: MBBC has a sufficient allowance for bad loans (3160%).
Low Risk Liabilities: 93% of MBBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBBC has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: MBBC's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: MBBC has an appropriate level of bad loans (0%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 08:10 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Marathon Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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